States › New York › Congers

Is Congers, NY expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,47141% higher than U.S. average
💵 Families earn per year (2026)$158,540about $13,212/month · 82% higher than U.S. average
🔑 House price$614,60085% higher than U.S. average

Rent is higher than in 85% of U.S. cities. Household incomes are higher than in 91% of U.S. cities. A typical house costs about 3.9 years of household income. Most homes (89.5%) are owned, so rentals can be hard to find. It is a highly educated city: 57.2% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $98,840 a year. That is $48 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 219 of 343 cities from cheapest to most expensive.

Congers
$2,471
$2,069
$1,720
$2,981
$1,029
$1,053

How much do households earn in Congers?

Under $25k
5.8%
$25k–50k
9.0%
$50k–100k
25.8%
$100k–150k
22.2%
$150k+
38.6%

Share of households by yearly income. 60.8% of households earn $100,000 or more.

Rent by apartment size in Congers

SizeCongersU.S. average
1 bedroom$1,492$1,324
2 bedrooms$2,559$1,509
3 bedrooms$2,996$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Congers overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Congers, so the New York figure is shown.

Taxes and bills in Congers

🏛️ Property tax$10,000+a year · 1.63% of home value · U.S. $3,119
⚡ Electric bill$257a month (typical) · U.S. $156

Life in Congers

Commute to work27.8 minU.S.: 26.4 min
College degree57.2%U.S.: 35.7%
Own their home89.5%U.S.: 65.2%
Below poverty line5.4%U.S.: 12.5%
Unemployment3.9%U.S.: 5.2%

Is it cheaper to rent or buy in Congers?

Renting is cheaper right now: about $1,793 a month less.

Renting
$2,471
Owning
$4,264

Owning assumes a typical $614,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $61,460 for the down payment.

Frequently asked questions

What is the average rent in Congers, NY?

Renting in Congers costs a median of about $2,471 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Congers?

To keep rent under 30% of income, you need about $98,840 a year, or $48 an hour at a full-time job.

Is Congers cheap or expensive?

Congers is rated Cheap: rent takes 18.7% of the typical household income of $158,540. It ranks 219th cheapest of 343 New York cities we track.

How much are property taxes in Congers?

The median homeowner in Congers pays $10,000+ a year in property taxes, about 1.63% of the median home value.

Is Congers more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Congers?

The median home value in Congers is $614,600, about 3.9 times the typical yearly household income.

8,275 people live in Congers. Numbers are typical (middle) values.