Cost of Living in Hutchins, TX: Rent, Income & Home Prices

ExpensiveRent takes 34 cents of every $1 people earn here.

🏠 Rent per month (2026)$1,46916% lower than U.S. average

💵 Families earn per year (2026)$51,584about $4,299/month · 41% lower than U.S. average

🔑 House price$235,20029% lower than U.S. average

Rent is lower than in 60% of U.S. cities. A typical house costs about 4.6 years of household income. Commutes are long, about 32.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $58,760 a year. That is $28 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 220 of 426 cities from cheapest to most expensive.

Hutchins

$1,469

$3,467

$1,153

$1,614

$1,660

$1,353

$2,724

How much do households earn in Hutchins?

Under $25k

21.1%

$25k–50k

32.1%

$50k–100k

26.0%

$100k–150k

11.4%

$150k+

2.6%

Share of households by yearly income. 14.0% of households earn $100,000 or more.

Rent by apartment size in Hutchins

Size	Hutchins	U.S. average
2 bedrooms	$1,116	$1,509
3 bedrooms	$1,739	$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Hutchins overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing

Goods (food, clothes…)

Utilities

Other services

U.S. average

100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hutchins, so the Texas figure is shown.

Taxes and bills in Hutchins

⚡ Electric bill$197a month (typical) · U.S. $156

Life in Hutchins

Commute to work32.3 minU.S.: 26.4 min

College degree6.8%U.S.: 35.7%

Own their home48.7%U.S.: 65.2%

Below poverty line18.9%U.S.: 12.5%

Unemployment2.5%U.S.: 5.2%

Is it cheaper to rent or buy in Hutchins?

Renting is cheaper right now: about $163 a month less.

Renting

$1,469

Owning

$1,632

Owning assumes a typical $235,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,520 for the down payment.

Frequently asked questions

What is the average rent in Hutchins, TX?

Renting in Hutchins costs a median of about $1,469 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Hutchins?

To keep rent under 30% of income, you need about $58,760 a year, or $28 an hour at a full-time job.

Is Hutchins cheap or expensive?

Hutchins is rated Expensive: rent takes 34.2% of the typical household income of $51,584. It ranks 220th cheapest of 426 Texas cities we track.

Is Hutchins more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Hutchins?

The median home value in Hutchins is $235,200, about 4.6 times the typical yearly household income.

7,496 people live in Hutchins. Numbers are typical (middle) values.

Is Hutchins, TX expensive to live in?