Rent is lower than in 66% of U.S. cities. A typical house costs about 3.3 years of household income. Most homes (77.2%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $54,120 a year. That is $26 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 179 of 426 cities from cheapest to most expensive.
How much do households earn in River Oaks?
Share of households by yearly income. 20.5% of households earn $100,000 or more.
Rent by apartment size in River Oaks
| Size | River Oaks | U.S. average |
|---|---|---|
| 2 bedrooms | $1,312 | $1,509 |
| 3 bedrooms | $1,262 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is River Oaks overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for River Oaks, so the Texas figure is shown.
Taxes and bills in River Oaks
Life in River Oaks
Is it cheaper to rent or buy in River Oaks?
Renting is cheaper right now: about $200 a month less.
Owning assumes a typical $223,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,380 for the down payment.
Frequently asked questions
What is the average rent in River Oaks, TX?
Renting in River Oaks costs a median of about $1,353 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in River Oaks?
To keep rent under 30% of income, you need about $54,120 a year, or $26 an hour at a full-time job.
Is River Oaks cheap or expensive?
River Oaks is rated OK: rent takes 23.7% of the typical household income of $68,485. It ranks 179th cheapest of 426 Texas cities we track.
How much are property taxes in River Oaks?
The median homeowner in River Oaks pays $2,756 a year in property taxes, about 1.23% of the median home value.
Is River Oaks more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in River Oaks?
The median home value in River Oaks is $223,800, about 3.3 times the typical yearly household income.
7,584 people live in River Oaks. Numbers are typical (middle) values.