States › Texas › River Oaks

Is River Oaks, TX expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,35323% lower than U.S. average
💵 Families earn per year (2026)$68,485about $5,707/month · 21% lower than U.S. average
🔑 House price$223,80033% lower than U.S. average

Rent is lower than in 66% of U.S. cities. A typical house costs about 3.3 years of household income. Most homes (77.2%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $54,120 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 179 of 426 cities from cheapest to most expensive.

River Oaks
$1,353
$1,614
$1,469
$1,153

How much do households earn in River Oaks?

Under $25k
10.0%
$25k–50k
33.0%
$50k–100k
33.9%
$100k–150k
15.1%
$150k+
5.4%

Share of households by yearly income. 20.5% of households earn $100,000 or more.

Rent by apartment size in River Oaks

SizeRiver OaksU.S. average
2 bedrooms$1,312$1,509
3 bedrooms$1,262$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is River Oaks overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for River Oaks, so the Texas figure is shown.

Taxes and bills in River Oaks

🏛️ Property tax$2,756a year · 1.23% of home value · U.S. $3,119
⚡ Electric bill$202a month (typical) · U.S. $156

Life in River Oaks

Commute to work28.3 minU.S.: 26.4 min
College degree13.8%U.S.: 35.7%
Own their home77.2%U.S.: 65.2%
Below poverty line14.2%U.S.: 12.5%
Unemployment6%U.S.: 5.2%

Is it cheaper to rent or buy in River Oaks?

Renting is cheaper right now: about $200 a month less.

Renting
$1,353
Owning
$1,553

Owning assumes a typical $223,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,380 for the down payment.

Frequently asked questions

What is the average rent in River Oaks, TX?

Renting in River Oaks costs a median of about $1,353 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in River Oaks?

To keep rent under 30% of income, you need about $54,120 a year, or $26 an hour at a full-time job.

Is River Oaks cheap or expensive?

River Oaks is rated OK: rent takes 23.7% of the typical household income of $68,485. It ranks 179th cheapest of 426 Texas cities we track.

How much are property taxes in River Oaks?

The median homeowner in River Oaks pays $2,756 a year in property taxes, about 1.23% of the median home value.

Is River Oaks more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in River Oaks?

The median home value in River Oaks is $223,800, about 3.3 times the typical yearly household income.

7,584 people live in River Oaks. Numbers are typical (middle) values.