States › Texas › Decatur

Is Decatur, TX expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6605% lower than U.S. average
💵 Families earn per year (2026)$78,924about $6,577/month · 9% lower than U.S. average
🔑 House price$284,50014% lower than U.S. average

Rent is higher than in 50% of U.S. cities. A typical house costs about 3.6 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $66,400 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 260 of 426 cities from cheapest to most expensive.

Decatur
$1,660
Dripping Springs
$2,724
Monahans
$1,153
Aubrey
$1,980
Alamo Heights
$3,467
Hutchins
$1,469
Kingsland
$1,132

How much do households earn in Decatur?

Under $25k
20.9%
$25k–50k
16.3%
$50k–100k
30.1%
$100k–150k
18.2%
$150k+
13.1%

Share of households by yearly income. 31.4% of households earn $100,000 or more.

Rent by apartment size in Decatur

SizeDecaturU.S. average
2 bedrooms$924$1,509
3 bedrooms$1,795$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Decatur overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Decatur, so the Texas figure is shown.

Taxes and bills in Decatur

🏛️ Property tax$3,645a year · 1.28% of home value · U.S. $3,119
⚡ Electric bill$212a month (typical) · U.S. $156

Life in Decatur

Commute to work24.2 minU.S.: 26.4 min
College degree27.1%U.S.: 35.7%
Own their home71.5%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment2.5%U.S.: 5.2%

Is it cheaper to rent or buy in Decatur?

Renting is cheaper right now: about $314 a month less.

Renting
$1,660
Owning
$1,974

Owning assumes a typical $284,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,450 for the down payment.

Frequently asked questions

What is the average rent in Decatur, TX?

Renting in Decatur costs a median of about $1,660 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Decatur?

To keep rent under 30% of income, you need about $66,400 a year, or $32 an hour at a full-time job.

Is Decatur cheap or expensive?

Decatur is rated OK: rent takes 25.2% of the typical household income of $78,924. It ranks 260th cheapest of 426 Texas cities we track.

How much are property taxes in Decatur?

The median homeowner in Decatur pays $3,645 a year in property taxes, about 1.28% of the median home value.

Is Decatur more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Decatur?

The median home value in Decatur is $284,500, about 3.6 times the typical yearly household income.

7,426 people live in Decatur. Numbers are typical (middle) values.