States › Maryland › Havre de Grace

Is Havre de Grace, MD expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,45917% lower than U.S. average
💵 Families earn per year (2026)$114,124about $9,510/month · 31% higher than U.S. average
🔑 House price$392,90018% higher than U.S. average

Rent is lower than in 60% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs about 3.4 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $58,360 a year. That is $28 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

Yes. Rent here is cheaper than in most of Maryland. It is number 24 of 200 cities from cheapest to most expensive.

Havre de Grace
$1,459
$3,500+
$2,435
$2,695

How much do households earn in Havre de Grace?

Under $25k
9.8%
$25k–50k
19.4%
$50k–100k
24.6%
$100k–150k
26.5%
$150k+
16.8%

Share of households by yearly income. 43.3% of households earn $100,000 or more.

Rent by apartment size in Havre de Grace

SizeHavre de GraceU.S. average
1 bedroom$927$1,324
2 bedrooms$1,473$1,509
3 bedrooms$1,825$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Havre de Grace overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Havre de Grace, so the Maryland figure is shown.

Taxes and bills in Havre de Grace

🏛️ Property tax$3,873a year · 0.99% of home value · U.S. $3,119
⚡ Electric bill$182a month (typical) · U.S. $156

Life in Havre de Grace

Commute to work28 minU.S.: 26.4 min
College degree42.5%U.S.: 35.7%
Own their home71.6%U.S.: 65.2%
Below poverty line9%U.S.: 12.5%
Unemployment4.2%U.S.: 5.2%

Is it cheaper to rent or buy in Havre de Grace?

Renting is cheaper right now: about $1,267 a month less.

Renting
$1,459
Owning
$2,726

Owning assumes a typical $392,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $39,290 for the down payment.

Frequently asked questions

What is the average rent in Havre de Grace, MD?

Renting in Havre de Grace costs a median of about $1,459 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Havre de Grace?

To keep rent under 30% of income, you need about $58,360 a year, or $28 an hour at a full-time job.

Is Havre de Grace cheap or expensive?

Havre de Grace is rated Cheap: rent takes 15.3% of the typical household income of $114,124. It ranks 24th cheapest of 200 Maryland cities we track.

How much are property taxes in Havre de Grace?

The median homeowner in Havre de Grace pays $3,873 a year in property taxes, about 0.99% of the median home value.

Is Havre de Grace more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Havre de Grace?

The median home value in Havre de Grace is $392,900, about 3.4 times the typical yearly household income.

14,994 people live in Havre de Grace. Numbers are typical (middle) values.