salaryRent is higher than in 89% of U.S. cities. Household incomes are higher than in 97% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are long, about 32.5 minutes each way. Most homes (80.3%) are owned, so rentals can be hard to find. It is a highly educated city: 66% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $107,800 a year. That is $52 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
No. Rent here is more expensive than in most of Maryland. It is number 170 of 200 cities from cheapest to most expensive.
How much do households earn in Urbana?
Share of households by yearly income. 74.3% of households earn $100,000 or more.
Rent by apartment size in Urbana
| Size | Urbana | U.S. average |
|---|---|---|
| 2 bedrooms | $2,395 | $1,509 |
| 3 bedrooms | $2,798 | $1,698 |
| 4 bedrooms | $2,992 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Urbana overall?
Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Urbana, so the Maryland figure is shown.
Taxes and bills in Urbana
Life in Urbana
Is it cheaper to rent or buy in Urbana?
Renting is cheaper right now: about $1,746 a month less.
Owning assumes a typical $640,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $64,010 for the down payment.
Frequently asked questions
What is the average rent in Urbana, MD?
Renting in Urbana costs a median of about $2,695 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Urbana?
To keep rent under 30% of income, you need about $107,800 a year, or $52 an hour at a full-time job.
Is Urbana cheap or expensive?
Urbana is rated Cheap: rent takes 16.4% of the typical household income of $196,826. It ranks 170th cheapest of 200 Maryland cities we track.
How much are property taxes in Urbana?
The median homeowner in Urbana pays $6,942 a year in property taxes, about 1.08% of the median home value.
Is Urbana more expensive than the national average?
Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Urbana?
The median home value in Urbana is $640,100, about 3.3 times the typical yearly household income.
14,260 people live in Urbana. Numbers are typical (middle) values.