States › Maryland › Kettering

Is Kettering, MD expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,41738% higher than U.S. average
💵 Families earn per year (2026)$136,903about $11,409/month · 57% higher than U.S. average
🔑 House price$418,50026% higher than U.S. average

Rent is higher than in 83% of U.S. cities. Household incomes are higher than in 86% of U.S. cities. A typical house costs about 3.1 years of household income. Commutes are long, about 40.7 minutes each way. Most homes (85.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $96,680 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

No. Rent here is more expensive than in most of Maryland. It is number 152 of 200 cities from cheapest to most expensive.

Kettering
$2,417
$2,695
$3,500+

How much do households earn in Kettering?

Under $25k
5.7%
$25k–50k
9.4%
$50k–100k
32.4%
$100k–150k
32.8%
$150k+
17.9%

Share of households by yearly income. 50.7% of households earn $100,000 or more.

Rent by apartment size in Kettering

SizeKetteringU.S. average
2 bedrooms$2,311$1,509
3 bedrooms$2,356$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Kettering overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kettering, so the Maryland figure is shown.

Taxes and bills in Kettering

🏛️ Property tax$4,541a year · 1.09% of home value · U.S. $3,119
⚡ Electric bill$183a month (typical) · U.S. $156

Life in Kettering

Commute to work40.7 minU.S.: 26.4 min
College degree41.6%U.S.: 35.7%
Own their home85.6%U.S.: 65.2%
Below poverty line8.7%U.S.: 12.5%
Unemployment7.3%U.S.: 5.2%

Is it cheaper to rent or buy in Kettering?

Renting is cheaper right now: about $487 a month less.

Renting
$2,417
Owning
$2,904

Owning assumes a typical $418,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,850 for the down payment.

Frequently asked questions

What is the average rent in Kettering, MD?

Renting in Kettering costs a median of about $2,417 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Kettering?

To keep rent under 30% of income, you need about $96,680 a year, or $46 an hour at a full-time job.

Is Kettering cheap or expensive?

Kettering is rated OK: rent takes 21.2% of the typical household income of $136,903. It ranks 152nd cheapest of 200 Maryland cities we track.

How much are property taxes in Kettering?

The median homeowner in Kettering pays $4,541 a year in property taxes, about 1.09% of the median home value.

Is Kettering more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Kettering?

The median home value in Kettering is $418,500, about 3.1 times the typical yearly household income.

14,014 people live in Kettering. Numbers are typical (middle) values.