States › Maryland › Summerfield

Is Summerfield, MD expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8978% higher than U.S. average
💵 Families earn per year (2026)$98,151about $8,179/month · 13% higher than U.S. average
🔑 House price$348,1005% higher than U.S. average

Rent is higher than in 63% of U.S. cities. A typical house costs about 3.5 years of household income. Commutes are long, about 33.9 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $75,880 a year. That is $36 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

Yes. Rent here is cheaper than in most of Maryland. It is number 81 of 200 cities from cheapest to most expensive.

Summerfield
$1,897
$3,500+
$2,435
$2,864
$1,454

How much do households earn in Summerfield?

Under $25k
9.8%
$25k–50k
16.0%
$50k–100k
40.1%
$100k–150k
16.3%
$150k+
14.3%

Share of households by yearly income. 30.6% of households earn $100,000 or more.

Rent by apartment size in Summerfield

SizeSummerfieldU.S. average
Studio$2,201$1,338
1 bedroom$1,888$1,324
2 bedrooms$2,201$1,509
3 bedrooms$2,534$1,698
4 bedrooms$2,901$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Summerfield overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Summerfield, so the Maryland figure is shown.

Taxes and bills in Summerfield

🏛️ Property tax$3,797a year · 1.09% of home value · U.S. $3,119
⚡ Electric bill$164a month (typical) · U.S. $156

Life in Summerfield

Commute to work33.9 minU.S.: 26.4 min
College degree29.7%U.S.: 35.7%
Own their home47.3%U.S.: 65.2%
Below poverty line12.9%U.S.: 12.5%
Unemployment6.7%U.S.: 5.2%

Is it cheaper to rent or buy in Summerfield?

Renting is cheaper right now: about $518 a month less.

Renting
$1,897
Owning
$2,415

Owning assumes a typical $348,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $34,810 for the down payment.

Frequently asked questions

What is the average rent in Summerfield, MD?

Renting in Summerfield costs a median of about $1,897 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Summerfield?

To keep rent under 30% of income, you need about $75,880 a year, or $36 an hour at a full-time job.

Is Summerfield cheap or expensive?

Summerfield is rated OK: rent takes 23.2% of the typical household income of $98,151. It ranks 81st cheapest of 200 Maryland cities we track.

How much are property taxes in Summerfield?

The median homeowner in Summerfield pays $3,797 a year in property taxes, about 1.09% of the median home value.

Is Summerfield more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Summerfield?

The median home value in Summerfield is $348,100, about 3.5 times the typical yearly household income.

15,065 people live in Summerfield. Numbers are typical (middle) values.