States › Texas › Georgetown

Is Georgetown, TX expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,97513% higher than U.S. average
💵 Families earn per year (2026)$102,524about $8,544/month · 18% higher than U.S. average
🔑 House price$429,10029% higher than U.S. average

Rent is higher than in 67% of U.S. cities. A typical house costs about 4.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $79,000 a year. That is $38 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 336 of 426 cities from cheapest to most expensive.

Georgetown
$1,975
$1,399
$1,087
$1,408
$1,311
$1,535
$1,028

How much do households earn in Georgetown?

Under $25k
9.2%
$25k–50k
16.7%
$50k–100k
34.9%
$100k–150k
23.2%
$150k+
13.1%

Share of households by yearly income. 36.3% of households earn $100,000 or more.

Rent by apartment size in Georgetown

SizeGeorgetownU.S. average
Studio$1,795$1,338
1 bedroom$1,589$1,324
2 bedrooms$1,811$1,509
3 bedrooms$2,208$1,698
4 bedrooms$2,828$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Georgetown overall?

Everyday prices in the Austin-Round Rock-San Marcos metro area are 2% below the U.S. average (index 98.1, U.S. = 100).

Housing
120
Goods (food, clothes…)
94
Utilities
82
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Georgetown

🏛️ Property tax$6,247a year · 1.46% of home value · U.S. $3,119
⚡ Electric bill$174a month (typical) · U.S. $156

Life in Georgetown

Commute to work28.2 minU.S.: 26.4 min
College degree47.8%U.S.: 35.7%
Own their home69.5%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment4.9%U.S.: 5.2%

What jobs pay in Georgetown

JobMedian payRent / pay
Lawyer$153,33015.5%
Pharmacist$151,29015.7%
Physician Assistant$134,55017.6%
Software Developer$134,12017.7%
Nurse Practitioner$128,05018.5%
Operations Manager$117,85020.1%
Dental Hygienist$105,48022.5%
Computer Systems Analyst$104,59022.7%
Civil Engineer$100,47023.6%
Registered Nurse$97,89024.2%
Accountant$83,12028.5%
Police Officer$82,29028.8%
Market Research Analyst$80,46029.5%
Licensed Practical Nurse$64,58036.7%
Plumber$62,81037.7%
Elementary School Teacher$61,27038.7%
HVAC Technician$60,82039.0%
Electrician$60,39039.2%
Firefighter$58,83040.3%
Truck Driver$57,11041.5%
Carpenter$50,26047.2%
Medical Assistant$45,82051.7%
Customer Service Representative$43,72054.2%
Nursing Assistant$38,55061.5%
Warehouse Worker$38,53061.5%
Restaurant Cook$36,81064.4%
Cashier$33,94069.8%
Retail Salesperson$33,86070.0%
Server (Waiter/Waitress)$27,26086.9%

Is it cheaper to rent or buy in Georgetown?

Renting is cheaper right now: about $1,002 a month less.

Renting
$1,975
Owning
$2,977

Owning assumes a typical $429,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,910 for the down payment.

Frequently asked questions

What is the average rent in Georgetown, TX?

Renting in Georgetown costs a median of about $1,975 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Georgetown?

To keep rent under 30% of income, you need about $79,000 a year, or $38 an hour at a full-time job.

Is Georgetown cheap or expensive?

Georgetown is rated OK: rent takes 23.1% of the typical household income of $102,524. It ranks 336th cheapest of 426 Texas cities we track.

How much are property taxes in Georgetown?

The median homeowner in Georgetown pays $6,247 a year in property taxes, about 1.46% of the median home value.

Is Georgetown more expensive than the national average?

Overall prices in the metro area are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Georgetown?

The median home value in Georgetown is $429,100, about 4.2 times the typical yearly household income.

85,999 people live in Georgetown. Numbers are typical (middle) values.