salaryRent is lower than in 86% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $41,120 a year. That is $20 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 73 of 426 cities from cheapest to most expensive.
How much do households earn in Pharr?
Share of households by yearly income. 13.6% of households earn $100,000 or more.
Rent by apartment size in Pharr
| Size | Pharr | U.S. average |
|---|---|---|
| Studio | $800 | $1,338 |
| 1 bedroom | $641 | $1,324 |
| 2 bedrooms | $1,031 | $1,509 |
| 3 bedrooms | $1,228 | $1,698 |
| 4 bedrooms | $1,673 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Pharr overall?
Everyday prices in the McAllen-Edinburg-Mission metro area are 14% below the U.S. average (index 85.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Pharr
Life in Pharr
What jobs pay in Pharr
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $137,700 | 9.0% |
| Physician Assistant | $131,870 | 9.4% |
| Nurse Practitioner | $122,550 | 10.1% |
| Software Developer | $116,120 | 10.6% |
| Lawyer | $115,920 | 10.6% |
| Dental Hygienist | $82,940 | 14.9% |
| Computer Systems Analyst | $80,620 | 15.3% |
| Registered Nurse | $80,540 | 15.3% |
| Civil Engineer | $79,370 | 15.5% |
| Operations Manager | $74,570 | 16.5% |
| Accountant | $64,470 | 19.1% |
| Elementary School Teacher | $63,110 | 19.5% |
| Police Officer | $58,360 | 21.1% |
| Licensed Practical Nurse | $56,250 | 21.9% |
| Firefighter | $50,740 | 24.3% |
| Market Research Analyst | $48,350 | 25.5% |
| HVAC Technician | $47,170 | 26.2% |
| Truck Driver | $47,040 | 26.2% |
| Electrician | $46,930 | 26.3% |
| Plumber | $46,110 | 26.8% |
| Carpenter | $41,530 | 29.7% |
| Customer Service Representative | $35,830 | 34.4% |
| Medical Assistant | $34,810 | 35.4% |
| Nursing Assistant | $33,990 | 36.3% |
| Warehouse Worker | $31,610 | 39.0% |
| Restaurant Cook | $28,380 | 43.5% |
| Retail Salesperson | $27,420 | 45.0% |
| Cashier | $27,020 | 45.7% |
| Server (Waiter/Waitress) | $20,650 | 59.7% |
Is it cheaper to rent or buy in Pharr?
Buying is cheaper month to month: about $182 a month less than renting.
Owning assumes a typical $121,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,190 for the down payment.
Frequently asked questions
What is the average rent in Pharr, TX?
Renting in Pharr costs a median of about $1,028 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Pharr?
To keep rent under 30% of income, you need about $41,120 a year, or $20 an hour at a full-time job.
Is Pharr cheap or expensive?
Pharr is rated OK: rent takes 21.7% of the typical household income of $56,960. It ranks 73rd cheapest of 426 Texas cities we track.
How much are property taxes in Pharr?
The median homeowner in Pharr pays $2,537 a year in property taxes, about 2.08% of the median home value.
Is Pharr more expensive than the national average?
Overall prices in the metro area are 14% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Pharr?
The median home value in Pharr is $121,900, about 2.1 times the typical yearly household income.
80,333 people live in Pharr. Numbers are typical (middle) values.