salaryRent is lower than in 56% of U.S. cities. A typical house costs about 3.2 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $61,400 a year. That is $30 an hour at a full-time job.
Is rent cheaper than other Texas cities?
No. Rent here is more expensive than in most of Texas. It is number 234 of 426 cities from cheapest to most expensive.
How much do households earn in Temple?
Share of households by yearly income. 20.3% of households earn $100,000 or more.
Rent by apartment size in Temple
| Size | Temple | U.S. average |
|---|---|---|
| Studio | $943 | $1,338 |
| 1 bedroom | $1,125 | $1,324 |
| 2 bedrooms | $1,246 | $1,509 |
| 3 bedrooms | $1,669 | $1,698 |
| 4 bedrooms | $2,200 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Temple overall?
Everyday prices in the Killeen-Temple metro area are 9% below the U.S. average (index 91.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Temple
Life in Temple
What jobs pay in Temple
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $149,790 | 12.3% |
| Physician Assistant | $140,200 | 13.1% |
| Nurse Practitioner | $138,670 | 13.3% |
| Lawyer | $129,430 | 14.2% |
| Software Developer | $123,320 | 14.9% |
| Dental Hygienist | $97,140 | 19.0% |
| Computer Systems Analyst | $96,510 | 19.1% |
| Registered Nurse | $93,440 | 19.7% |
| Civil Engineer | $92,830 | 19.8% |
| Operations Manager | $87,920 | 21.0% |
| Accountant | $73,270 | 25.1% |
| Police Officer | $70,240 | 26.2% |
| Licensed Practical Nurse | $63,390 | 29.1% |
| Elementary School Teacher | $63,120 | 29.2% |
| Market Research Analyst | $58,990 | 31.2% |
| Firefighter | $57,660 | 31.9% |
| Truck Driver | $57,040 | 32.3% |
| Plumber | $56,620 | 32.5% |
| Electrician | $49,660 | 37.1% |
| HVAC Technician | $49,630 | 37.1% |
| Carpenter | $47,570 | 38.7% |
| Medical Assistant | $40,270 | 45.7% |
| Customer Service Representative | $38,280 | 48.1% |
| Warehouse Worker | $37,870 | 48.6% |
| Nursing Assistant | $36,120 | 51.0% |
| Restaurant Cook | $30,510 | 60.4% |
| Retail Salesperson | $29,970 | 61.5% |
| Cashier | $28,610 | 64.4% |
| Server (Waiter/Waitress) | $22,910 | 80.4% |
Is it cheaper to rent or buy in Temple?
Renting is cheaper right now: about $123 a month less.
Owning assumes a typical $239,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,900 for the down payment.
Frequently asked questions
What is the average rent in Temple, TX?
Renting in Temple costs a median of about $1,535 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Temple?
To keep rent under 30% of income, you need about $61,400 a year, or $30 an hour at a full-time job.
Is Temple cheap or expensive?
Temple is rated OK: rent takes 25.0% of the typical household income of $73,558. It ranks 234th cheapest of 426 Texas cities we track.
How much are property taxes in Temple?
The median homeowner in Temple pays $3,749 a year in property taxes, about 1.57% of the median home value.
Is Temple more expensive than the national average?
Overall prices in the metro area are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Temple?
The median home value in Temple is $239,000, about 3.2 times the typical yearly household income.
89,602 people live in Temple. Numbers are typical (middle) values.