salaryRent is lower than in 56% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $61,160 a year. That is $29 an hour at a full-time job.
Is rent cheaper than other Kansas cities?
No. Rent here is more expensive than in most of Kansas. It is number 51 of 65 cities from cheapest to most expensive.
How much do households earn in Gardner?
Share of households by yearly income. 36.6% of households earn $100,000 or more.
Rent by apartment size in Gardner
| Size | Gardner | U.S. average |
|---|---|---|
| Studio | $1,231 | $1,338 |
| 1 bedroom | $1,224 | $1,324 |
| 2 bedrooms | $1,291 | $1,509 |
| 3 bedrooms | $1,866 | $1,698 |
| 4 bedrooms | $2,488 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Gardner overall?
Everyday prices in Kansas overall are 10% below the U.S. average (index 90.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Gardner, so the Kansas figure is shown.
Taxes and bills in Gardner
Life in Gardner
Is it cheaper to rent or buy in Gardner?
Renting is cheaper right now: about $596 a month less.
Owning assumes a typical $306,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $30,620 for the down payment.
Frequently asked questions
What is the average rent in Gardner, KS?
Renting in Gardner costs a median of about $1,529 a month in 2026, including utilities. The Kansas median is $1,222.
How much do I need to make to live in Gardner?
To keep rent under 30% of income, you need about $61,160 a year, or $29 an hour at a full-time job.
Is Gardner cheap or expensive?
Gardner is rated Cheap: rent takes 17.6% of the typical household income of $104,418. It ranks 51st cheapest of 65 Kansas cities we track.
How much are property taxes in Gardner?
The median homeowner in Gardner pays $3,464 a year in property taxes, about 1.13% of the median home value.
Is Gardner more expensive than the national average?
Overall prices in Kansas are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Gardner?
The median home value in Gardner is $306,200, about 2.9 times the typical yearly household income.
24,526 people live in Gardner. Numbers are typical (middle) values.