salaryRent is lower than in 74% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.
How much money do I need?
To rent here comfortably, you should earn about $48,880 a year. That is $24 an hour at a full-time job.
Is rent cheaper than other Kansas cities?
No. Rent here is more expensive than in most of Kansas. It is number 33 of 65 cities from cheapest to most expensive.
How much do households earn in Derby?
Share of households by yearly income. 31.0% of households earn $100,000 or more.
Rent by apartment size in Derby
| Size | Derby | U.S. average |
|---|---|---|
| Studio | $977 | $1,338 |
| 1 bedroom | $969 | $1,324 |
| 2 bedrooms | $1,277 | $1,509 |
| 3 bedrooms | $1,534 | $1,698 |
| 4 bedrooms | $1,831 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Derby overall?
Everyday prices in Kansas overall are 10% below the U.S. average (index 90.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Derby, so the Kansas figure is shown.
Taxes and bills in Derby
Life in Derby
Is it cheaper to rent or buy in Derby?
Renting is cheaper right now: about $422 a month less.
Owning assumes a typical $236,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,690 for the down payment.
Frequently asked questions
What is the average rent in Derby, KS?
Renting in Derby costs a median of about $1,222 a month in 2026, including utilities. The Kansas median is $1,222.
How much do I need to make to live in Derby?
To keep rent under 30% of income, you need about $48,880 a year, or $24 an hour at a full-time job.
Is Derby cheap or expensive?
Derby is rated Cheap: rent takes 16.2% of the typical household income of $90,715. It ranks 33rd cheapest of 65 Kansas cities we track.
How much are property taxes in Derby?
The median homeowner in Derby pays $3,358 a year in property taxes, about 1.42% of the median home value.
Is Derby more expensive than the national average?
Overall prices in Kansas are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Derby?
The median home value in Derby is $236,900, about 2.6 times the typical yearly household income.
26,062 people live in Derby. Numbers are typical (middle) values.