salaryRent is lower than in 80% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 14 minutes.
How much money do I need?
To rent here comfortably, you should earn about $45,560 a year. That is $22 an hour at a full-time job.
Is rent cheaper than other Kansas cities?
Yes. Rent here is cheaper than in most of Kansas. It is number 21 of 65 cities from cheapest to most expensive.
How much do households earn in Garden City?
Share of households by yearly income. 24.5% of households earn $100,000 or more.
Rent by apartment size in Garden City
| Size | Garden City | U.S. average |
|---|---|---|
| Studio | $831 | $1,338 |
| 1 bedroom | $751 | $1,324 |
| 2 bedrooms | $1,114 | $1,509 |
| 3 bedrooms | $1,358 | $1,698 |
| 4 bedrooms | $1,899 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Garden City overall?
Everyday prices in Kansas overall are 10% below the U.S. average (index 90.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Garden City, so the Kansas figure is shown.
Taxes and bills in Garden City
Life in Garden City
Is it cheaper to rent or buy in Garden City?
Renting is cheaper right now: about $193 a month less.
Owning assumes a typical $192,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,200 for the down payment.
Frequently asked questions
What is the average rent in Garden City, KS?
Renting in Garden City costs a median of about $1,139 a month in 2026, including utilities. The Kansas median is $1,222.
How much do I need to make to live in Garden City?
To keep rent under 30% of income, you need about $45,560 a year, or $22 an hour at a full-time job.
Is Garden City cheap or expensive?
Garden City is rated Cheap: rent takes 17.4% of the typical household income of $78,585. It ranks 21st cheapest of 65 Kansas cities we track.
How much are property taxes in Garden City?
The median homeowner in Garden City pays $2,846 a year in property taxes, about 1.48% of the median home value.
Is Garden City more expensive than the national average?
Overall prices in Kansas are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Garden City?
The median home value in Garden City is $192,000, about 2.4 times the typical yearly household income.
27,819 people live in Garden City. Numbers are typical (middle) values.