salaryFrederick is the 4th-largest city in Maryland that we track, with 83,395 residents. Rent is higher than in 73% of U.S. cities. A typical house costs about 3.8 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $83,480 a year. That is $40 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
No. Rent here is more expensive than in most of Maryland. It is number 110 of 200 cities from cheapest to most expensive.
How much do households earn in Frederick?
Share of households by yearly income. 36.8% of households earn $100,000 or more.
Rent by apartment size in Frederick
| Size | Frederick | U.S. average |
|---|---|---|
| Studio | $1,747 | $1,338 |
| 1 bedroom | $1,549 | $1,324 |
| 2 bedrooms | $1,869 | $1,509 |
| 3 bedrooms | $1,998 | $1,698 |
| 4 bedrooms | $2,518 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Frederick overall?
Everyday prices in the Washington-Arlington-Alexandria metro area are 9% above the U.S. average (index 108.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Frederick
Life in Frederick
What jobs pay in Frederick
| Job | Median pay | Rent / pay |
|---|---|---|
| Lawyer | $195,190 | 12.8% |
| Operations Manager | $156,460 | 16.0% |
| Software Developer | $154,930 | 16.2% |
| Pharmacist | $150,540 | 16.6% |
| Physician Assistant | $148,200 | 16.9% |
| Nurse Practitioner | $134,840 | 18.6% |
| Computer Systems Analyst | $127,040 | 19.7% |
| Dental Hygienist | $119,170 | 21.0% |
| Registered Nurse | $102,710 | 24.4% |
| Accountant | $102,140 | 24.5% |
| Civil Engineer | $101,780 | 24.6% |
| Market Research Analyst | $87,160 | 28.7% |
| Police Officer | $84,000 | 29.8% |
| Elementary School Teacher | $79,470 | 31.5% |
| Electrician | $75,930 | 33.0% |
| Licensed Practical Nurse | $75,860 | 33.0% |
| HVAC Technician | $71,920 | 34.8% |
| Plumber | $71,860 | 34.9% |
| Firefighter | $66,980 | 37.4% |
| Carpenter | $60,800 | 41.2% |
| Truck Driver | $59,820 | 41.9% |
| Medical Assistant | $46,640 | 53.7% |
| Customer Service Representative | $46,220 | 54.2% |
| Server (Waiter/Waitress) | $46,040 | 54.4% |
| Nursing Assistant | $45,730 | 54.8% |
| Restaurant Cook | $42,920 | 58.4% |
| Warehouse Worker | $42,590 | 58.8% |
| Retail Salesperson | $36,610 | 68.4% |
| Cashier | $35,470 | 70.6% |
Is it cheaper to rent or buy in Frederick?
Renting is cheaper right now: about $699 a month less.
Owning assumes a typical $401,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,150 for the down payment.
Frequently asked questions
What is the average rent in Frederick, MD?
Renting in Frederick costs a median of about $2,087 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Frederick?
To keep rent under 30% of income, you need about $83,480 a year, or $40 an hour at a full-time job.
Is Frederick cheap or expensive?
Frederick is rated OK: rent takes 23.9% of the typical household income of $104,689. It ranks 110th cheapest of 200 Maryland cities we track.
How much are property taxes in Frederick?
The median homeowner in Frederick pays $5,001 a year in property taxes, about 1.25% of the median home value.
Is Frederick more expensive than the national average?
Overall prices in the metro area are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Frederick?
The median home value in Frederick is $401,500, about 3.8 times the typical yearly household income.
83,395 people live in Frederick. Numbers are typical (middle) values.