salaryGermantown is the 3rd-largest city in Maryland that we track, with 90,719 residents. Rent is higher than in 77% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are long, about 30.8 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $89,480 a year. That is $43 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
No. Rent here is more expensive than in most of Maryland. It is number 125 of 200 cities from cheapest to most expensive.
How much do households earn in Germantown?
Share of households by yearly income. 46.8% of households earn $100,000 or more.
Rent by apartment size in Germantown
| Size | Germantown | U.S. average |
|---|---|---|
| Studio | $1,834 | $1,338 |
| 1 bedroom | $1,800 | $1,324 |
| 2 bedrooms | $2,185 | $1,509 |
| 3 bedrooms | $2,326 | $1,698 |
| 4 bedrooms | $2,715 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Germantown overall?
Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Germantown, so the Maryland figure is shown.
Taxes and bills in Germantown
Life in Germantown
Is it cheaper to rent or buy in Germantown?
Renting is cheaper right now: about $694 a month less.
Owning assumes a typical $422,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,240 for the down payment.
Frequently asked questions
What is the average rent in Germantown, MD?
Renting in Germantown costs a median of about $2,237 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Germantown?
To keep rent under 30% of income, you need about $89,480 a year, or $43 an hour at a full-time job.
Is Germantown cheap or expensive?
Germantown is rated OK: rent takes 21.2% of the typical household income of $126,773. It ranks 125th cheapest of 200 Maryland cities we track.
How much are property taxes in Germantown?
The median homeowner in Germantown pays $3,673 a year in property taxes, about 0.87% of the median home value.
Is Germantown more expensive than the national average?
Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Germantown?
The median home value in Germantown is $422,400, about 3.3 times the typical yearly household income.
90,719 people live in Germantown. Numbers are typical (middle) values.