States › Maryland › Gaithersburg

Is Gaithersburg, MD expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,07018% higher than U.S. average
💵 Families earn per year (2026)$121,296about $10,108/month · 39% higher than U.S. average
🔑 House price$496,50049% higher than U.S. average

Rent is higher than in 72% of U.S. cities. A typical house costs about 4.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $82,800 a year. That is $40 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

No. Rent here is more expensive than in most of Maryland. It is number 106 of 200 cities from cheapest to most expensive.

Gaithersburg
$2,070
$2,802
$2,581
$1,775

How much do households earn in Gaithersburg?

Under $25k
8.6%
$25k–50k
12.7%
$50k–100k
30.9%
$100k–150k
21.7%
$150k+
22.4%

Share of households by yearly income. 44.1% of households earn $100,000 or more.

Rent by apartment size in Gaithersburg

SizeGaithersburgU.S. average
Studio$1,830$1,338
1 bedroom$1,833$1,324
2 bedrooms$2,260$1,509
3 bedrooms$2,656$1,698
4 bedrooms$3,364$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Gaithersburg overall?

Everyday prices in the Washington-Arlington-Alexandria metro area are 9% above the U.S. average (index 108.9, U.S. = 100).

Housing
151
Goods (food, clothes…)
105
Utilities
107
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Gaithersburg

🏛️ Property tax$4,817a year · 0.97% of home value · U.S. $3,119
⚡ Electric bill$134a month (typical) · U.S. $156

Life in Gaithersburg

Commute to work29.4 minU.S.: 26.4 min
College degree52.5%U.S.: 35.7%
Own their home50.8%U.S.: 65.2%
Below poverty line8.8%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

What jobs pay in Gaithersburg

JobMedian payRent / pay
Lawyer$195,19012.7%
Operations Manager$156,46015.9%
Software Developer$154,93016.0%
Pharmacist$150,54016.5%
Physician Assistant$148,20016.8%
Nurse Practitioner$134,84018.4%
Computer Systems Analyst$127,04019.6%
Dental Hygienist$119,17020.8%
Registered Nurse$102,71024.2%
Accountant$102,14024.3%
Civil Engineer$101,78024.4%
Market Research Analyst$87,16028.5%
Police Officer$84,00029.6%
Elementary School Teacher$79,47031.3%
Electrician$75,93032.7%
Licensed Practical Nurse$75,86032.7%
HVAC Technician$71,92034.5%
Plumber$71,86034.6%
Firefighter$66,98037.1%
Carpenter$60,80040.9%
Truck Driver$59,82041.5%
Medical Assistant$46,64053.3%
Customer Service Representative$46,22053.7%
Server (Waiter/Waitress)$46,04054.0%
Nursing Assistant$45,73054.3%
Restaurant Cook$42,92057.9%
Warehouse Worker$42,59058.3%
Retail Salesperson$36,61067.9%
Cashier$35,47070.0%

Is it cheaper to rent or buy in Gaithersburg?

Renting is cheaper right now: about $1,375 a month less.

Renting
$2,070
Owning
$3,445

Owning assumes a typical $496,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $49,650 for the down payment.

Frequently asked questions

What is the average rent in Gaithersburg, MD?

Renting in Gaithersburg costs a median of about $2,070 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Gaithersburg?

To keep rent under 30% of income, you need about $82,800 a year, or $40 an hour at a full-time job.

Is Gaithersburg cheap or expensive?

Gaithersburg is rated OK: rent takes 20.5% of the typical household income of $121,296. It ranks 106th cheapest of 200 Maryland cities we track.

How much are property taxes in Gaithersburg?

The median homeowner in Gaithersburg pays $4,817 a year in property taxes, about 0.97% of the median home value.

Is Gaithersburg more expensive than the national average?

Overall prices in the metro area are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Gaithersburg?

The median home value in Gaithersburg is $496,500, about 4.1 times the typical yearly household income.

69,825 people live in Gaithersburg. Numbers are typical (middle) values.