States › Georgia › Commerce

Is Commerce, GA expensive to live in?

ExpensiveRent takes 36 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,99514% higher than U.S. average
💵 Families earn per year (2026)$65,746about $5,479/month · 24% lower than U.S. average
🔑 House price$239,90028% lower than U.S. average

Rent is higher than in 69% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 3.6 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $79,800 a year. That is $38 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

No. Rent here is more expensive than in most of Georgia. It is number 130 of 168 cities from cheapest to most expensive.

Commerce
$1,995
Tyrone
$1,253
Dock Junction
$1,136
Druid Hills
$2,454
Austell
$1,572
Cumming
$2,158
Swainsboro
$880

How much do households earn in Commerce?

Under $25k
12.5%
$25k–50k
32.6%
$50k–100k
41.5%
$100k–150k
7.7%
$150k+
3.0%

Share of households by yearly income. 10.6% of households earn $100,000 or more.

Rent by apartment size in Commerce

SizeCommerceU.S. average
2 bedrooms$1,249$1,509
3 bedrooms$1,173$1,698
4 bedrooms$2,358$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Commerce overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Commerce, so the Georgia figure is shown.

Taxes and bills in Commerce

🏛️ Property tax$2,218a year · 0.92% of home value · U.S. $3,119
⚡ Electric bill$205a month (typical) · U.S. $156

Life in Commerce

Commute to work24.1 minU.S.: 26.4 min
College degree16.2%U.S.: 35.7%
Own their home63.8%U.S.: 65.2%
Below poverty line8.3%U.S.: 12.5%
Unemployment1.1%U.S.: 5.2%

Is it cheaper to rent or buy in Commerce?

Buying is cheaper month to month: about $330 a month less than renting.

Renting
$1,995
Owning
$1,665

Owning assumes a typical $239,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,990 for the down payment.

Frequently asked questions

What is the average rent in Commerce, GA?

Renting in Commerce costs a median of about $1,995 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Commerce?

To keep rent under 30% of income, you need about $79,800 a year, or $38 an hour at a full-time job.

Is Commerce cheap or expensive?

Commerce is rated Expensive: rent takes 36.4% of the typical household income of $65,746. It ranks 130th cheapest of 168 Georgia cities we track.

How much are property taxes in Commerce?

The median homeowner in Commerce pays $2,218 a year in property taxes, about 0.92% of the median home value.

Is Commerce more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Commerce?

The median home value in Commerce is $239,900, about 3.6 times the typical yearly household income.

8,013 people live in Commerce. Numbers are typical (middle) values.