States › Georgia › Cumming

Is Cumming, GA expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,15823% higher than U.S. average
💵 Families earn per year (2026)$92,609about $7,717/month · 6% higher than U.S. average
🔑 House price$382,90015% higher than U.S. average

Rent is higher than in 75% of U.S. cities. A typical house costs about 4.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $86,320 a year. That is $42 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

No. Rent here is more expensive than in most of Georgia. It is number 144 of 168 cities from cheapest to most expensive.

Cumming
$2,158
Austell
$1,572
Centerville
$1,610
Hampton
$2,257
Auburn
$2,313
Country Club Estates
$1,167
Druid Hills
$2,454

How much do households earn in Cumming?

Under $25k
16.3%
$25k–50k
18.5%
$50k–100k
27.9%
$100k–150k
22.3%
$150k+
12.7%

Share of households by yearly income. 35.0% of households earn $100,000 or more.

Rent by apartment size in Cumming

SizeCummingU.S. average
1 bedroom$1,182$1,324
2 bedrooms$1,550$1,509
3 bedrooms$2,325$1,698
4 bedrooms$2,585$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cumming overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cumming, so the Georgia figure is shown.

Taxes and bills in Cumming

🏛️ Property tax$2,426a year · 0.63% of home value · U.S. $3,119
⚡ Electric bill$134a month (typical) · U.S. $156

Life in Cumming

Commute to work28.4 minU.S.: 26.4 min
College degree34.9%U.S.: 35.7%
Own their home48%U.S.: 65.2%
Below poverty line13.4%U.S.: 12.5%
Unemployment2.4%U.S.: 5.2%

Is it cheaper to rent or buy in Cumming?

Renting is cheaper right now: about $499 a month less.

Renting
$2,158
Owning
$2,657

Owning assumes a typical $382,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,290 for the down payment.

Frequently asked questions

What is the average rent in Cumming, GA?

Renting in Cumming costs a median of about $2,158 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Cumming?

To keep rent under 30% of income, you need about $86,320 a year, or $42 an hour at a full-time job.

Is Cumming cheap or expensive?

Cumming is rated OK: rent takes 28.0% of the typical household income of $92,609. It ranks 144th cheapest of 168 Georgia cities we track.

How much are property taxes in Cumming?

The median homeowner in Cumming pays $2,426 a year in property taxes, about 0.63% of the median home value.

Is Cumming more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cumming?

The median home value in Cumming is $382,900, about 4.1 times the typical yearly household income.

8,469 people live in Cumming. Numbers are typical (middle) values.