salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (55%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $35,200 a year. That is $17 an hour at a full-time job.
Is rent cheaper than other Georgia cities?
Yes. Rent here is cheaper than in most of Georgia. It is number 17 of 168 cities from cheapest to most expensive.
How much do households earn in Swainsboro?
Share of households by yearly income. 7.7% of households earn $100,000 or more.
Rent by apartment size in Swainsboro
| Size | Swainsboro | U.S. average |
|---|---|---|
| 1 bedroom | $195 | $1,324 |
| 2 bedrooms | $807 | $1,509 |
| 3 bedrooms | $1,026 | $1,698 |
| 4 bedrooms | $1,279 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Swainsboro overall?
Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Swainsboro, so the Georgia figure is shown.
Taxes and bills in Swainsboro
Life in Swainsboro
Is it cheaper to rent or buy in Swainsboro?
Buying is cheaper month to month: about $122 a month less than renting.
Owning assumes a typical $109,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,930 for the down payment.
Frequently asked questions
What is the average rent in Swainsboro, GA?
Renting in Swainsboro costs a median of about $880 a month in 2026, including utilities. The Georgia median is $1,667.
How much do I need to make to live in Swainsboro?
To keep rent under 30% of income, you need about $35,200 a year, or $17 an hour at a full-time job.
Is Swainsboro cheap or expensive?
Swainsboro is rated Cheap: rent takes 19.7% of the typical household income of $53,655. It ranks 17th cheapest of 168 Georgia cities we track.
How much are property taxes in Swainsboro?
The median homeowner in Swainsboro pays $1,096 a year in property taxes, about 1.00% of the median home value.
Is Swainsboro more expensive than the national average?
Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Swainsboro?
The median home value in Swainsboro is $109,300, about 2.0 times the typical yearly household income.
7,571 people live in Swainsboro. Numbers are typical (middle) values.