States › Montana › Belgrade

Is Belgrade, MT expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,40837% higher than U.S. average
💵 Families earn per year (2026)$104,968about $8,747/month · 21% higher than U.S. average
🔑 House price$535,20061% higher than U.S. average

Rent is higher than in 83% of U.S. cities. A typical house costs about 5.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $96,320 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other Montana cities?

No. Rent here is more expensive than in most of Montana. It is number 26 of 27 cities from cheapest to most expensive.

Belgrade
$2,408
Evergreen
$1,214
Anaconda
$105
Havre
$647
Helena Valley Southeast
$1,173
Livingston
$2,088
Whitefish
$2,412

How much do households earn in Belgrade?

Under $25k
9.6%
$25k–50k
12.0%
$50k–100k
41.5%
$100k–150k
19.1%
$150k+
14.1%

Share of households by yearly income. 33.2% of households earn $100,000 or more.

Rent by apartment size in Belgrade

SizeBelgradeU.S. average
1 bedroom$1,109$1,324
2 bedrooms$1,718$1,509
3 bedrooms$2,307$1,698
4 bedrooms$3,010$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Belgrade overall?

Everyday prices in Montana overall are 5% below the U.S. average (index 94.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
96
Utilities
72
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Belgrade, so the Montana figure is shown.

Taxes and bills in Belgrade

🏛️ Property tax$3,681a year · 0.69% of home value · U.S. $3,119
⚡ Electric bill$143a month (typical) · U.S. $156

Life in Belgrade

Commute to work24.6 minU.S.: 26.4 min
College degree37.5%U.S.: 35.7%
Own their home56.1%U.S.: 65.2%
Below poverty line11.2%U.S.: 12.5%
Unemployment3%U.S.: 5.2%

Is it cheaper to rent or buy in Belgrade?

Renting is cheaper right now: about $1,306 a month less.

Renting
$2,408
Owning
$3,714

Owning assumes a typical $535,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $53,520 for the down payment.

Frequently asked questions

What is the average rent in Belgrade, MT?

Renting in Belgrade costs a median of about $2,408 a month in 2026, including utilities. The Montana median is $1,260.

How much do I need to make to live in Belgrade?

To keep rent under 30% of income, you need about $96,320 a year, or $46 an hour at a full-time job.

Is Belgrade cheap or expensive?

Belgrade is rated OK: rent takes 27.5% of the typical household income of $104,968. It ranks 26th cheapest of 27 Montana cities we track.

How much are property taxes in Belgrade?

The median homeowner in Belgrade pays $3,681 a year in property taxes, about 0.69% of the median home value.

Is Belgrade more expensive than the national average?

Overall prices in Montana are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Belgrade?

The median home value in Belgrade is $535,200, about 5.1 times the typical yearly household income.

11,872 people live in Belgrade. Numbers are typical (middle) values.