States › Montana › Livingston

Is Livingston, MT expensive to live in?

ExpensiveRent takes 35 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,08819% higher than U.S. average
💵 Families earn per year (2026)$71,031about $5,919/month · 18% lower than U.S. average
🔑 House price$392,40018% higher than U.S. average

Rent is higher than in 73% of U.S. cities. A typical house costs about 5.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $83,520 a year. That is $40 an hour at a full-time job.

Is rent cheaper than other Montana cities?

No. Rent here is more expensive than in most of Montana. It is number 25 of 27 cities from cheapest to most expensive.

Livingston
$2,088
Whitefish
$2,412
Helena Valley Southeast
$1,173
Miles City
$1,009
Havre
$647
Helena Valley West Central
$1,407
Anaconda
$105

How much do households earn in Livingston?

Under $25k
18.8%
$25k–50k
22.5%
$50k–100k
35.5%
$100k–150k
11.5%
$150k+
8.4%

Share of households by yearly income. 19.9% of households earn $100,000 or more.

Rent by apartment size in Livingston

SizeLivingstonU.S. average
Studio$759$1,338
1 bedroom$970$1,324
2 bedrooms$1,219$1,509
3 bedrooms$1,741$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Livingston overall?

Everyday prices in Montana overall are 5% below the U.S. average (index 94.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
96
Utilities
72
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Livingston, so the Montana figure is shown.

Taxes and bills in Livingston

🏛️ Property tax$2,553a year · 0.65% of home value · U.S. $3,119
⚡ Electric bill$116a month (typical) · U.S. $156

Life in Livingston

Commute to work25.5 minU.S.: 26.4 min
College degree38.6%U.S.: 35.7%
Own their home59.9%U.S.: 65.2%
Below poverty line13.7%U.S.: 12.5%
Unemployment1.9%U.S.: 5.2%

Is it cheaper to rent or buy in Livingston?

Renting is cheaper right now: about $635 a month less.

Renting
$2,088
Owning
$2,723

Owning assumes a typical $392,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $39,240 for the down payment.

Frequently asked questions

What is the average rent in Livingston, MT?

Renting in Livingston costs a median of about $2,088 a month in 2026, including utilities. The Montana median is $1,260.

How much do I need to make to live in Livingston?

To keep rent under 30% of income, you need about $83,520 a year, or $40 an hour at a full-time job.

Is Livingston cheap or expensive?

Livingston is rated Expensive: rent takes 35.3% of the typical household income of $71,031. It ranks 25th cheapest of 27 Montana cities we track.

How much are property taxes in Livingston?

The median homeowner in Livingston pays $2,553 a year in property taxes, about 0.65% of the median home value.

Is Livingston more expensive than the national average?

Overall prices in Montana are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Livingston?

The median home value in Livingston is $392,400, about 5.5 times the typical yearly household income.

8,780 people live in Livingston. Numbers are typical (middle) values.