Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.9 years of household income. Commutes are short, about 10.5 minutes.
How much money do I need?
To rent here comfortably, you should earn about $25,880 a year. That is $12 an hour at a full-time job.
Is rent cheaper than other Montana cities?
Yes. Rent here is cheaper than in most of Montana. It is number 2 of 27 cities from cheapest to most expensive.
How much do households earn in Havre?
Share of households by yearly income. 15.5% of households earn $100,000 or more.
Rent by apartment size in Havre
| Size | Havre | U.S. average |
|---|---|---|
| 1 bedroom | $656 | $1,324 |
| 2 bedrooms | $895 | $1,509 |
| 3 bedrooms | $1,131 | $1,698 |
| 4 bedrooms | $1,399 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Havre overall?
Everyday prices in Montana overall are 5% below the U.S. average (index 94.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Havre, so the Montana figure is shown.
Taxes and bills in Havre
Life in Havre
Is it cheaper to rent or buy in Havre?
Renting is cheaper right now: about $822 a month less.
Owning assumes a typical $211,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,170 for the down payment.
Frequently asked questions
What is the average rent in Havre, MT?
Renting in Havre costs a median of about $647 a month in 2026, including utilities. The Montana median is $1,260.
How much do I need to make to live in Havre?
To keep rent under 30% of income, you need about $25,880 a year, or $12 an hour at a full-time job.
Is Havre cheap or expensive?
Havre is rated Cheap: rent takes 14.3% of the typical household income of $54,280. It ranks 2nd cheapest of 27 Montana cities we track.
How much are property taxes in Havre?
The median homeowner in Havre pays $2,119 a year in property taxes, about 1.00% of the median home value.
Is Havre more expensive than the national average?
Overall prices in Montana are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Havre?
The median home value in Havre is $211,700, about 3.9 times the typical yearly household income.
9,258 people live in Havre. Numbers are typical (middle) values.