salaryRent is lower than in 60% of U.S. cities. A typical house costs about 4.0 years of household income. Commutes are long, about 31.6 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $58,320 a year. That is $28 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 79 of 479 cities from cheapest to most expensive.
How much do households earn in Zephyrhills?
Share of households by yearly income. 10.9% of households earn $100,000 or more.
Rent by apartment size in Zephyrhills
| Size | Zephyrhills | U.S. average |
|---|---|---|
| Studio | $1,196 | $1,338 |
| 1 bedroom | $989 | $1,324 |
| 2 bedrooms | $1,229 | $1,509 |
| 3 bedrooms | $1,404 | $1,698 |
| 4 bedrooms | $2,005 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Zephyrhills overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Zephyrhills, so the Florida figure is shown.
Taxes and bills in Zephyrhills
Life in Zephyrhills
Is it cheaper to rent or buy in Zephyrhills?
Renting is cheaper right now: about $101 a month less.
Owning assumes a typical $224,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,470 for the down payment.
Frequently asked questions
What is the average rent in Zephyrhills, FL?
Renting in Zephyrhills costs a median of about $1,458 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Zephyrhills?
To keep rent under 30% of income, you need about $58,320 a year, or $28 an hour at a full-time job.
Is Zephyrhills cheap or expensive?
Zephyrhills is rated Expensive: rent takes 31.1% of the typical household income of $56,198. It ranks 79th cheapest of 479 Florida cities we track.
How much are property taxes in Zephyrhills?
The median homeowner in Zephyrhills pays $1,441 a year in property taxes, about 0.64% of the median home value.
Is Zephyrhills more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Zephyrhills?
The median home value in Zephyrhills is $224,700, about 4.0 times the typical yearly household income.
19,668 people live in Zephyrhills. Numbers are typical (middle) values.