salaryRent is higher than in 54% of U.S. cities. A typical house costs about 3.7 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $69,200 a year. That is $33 an hour at a full-time job.
Is rent cheaper than other Minnesota cities?
No. Rent here is more expensive than in most of Minnesota. It is number 93 of 150 cities from cheapest to most expensive.
How much do households earn in White Bear Lake?
Share of households by yearly income. 30.8% of households earn $100,000 or more.
Rent by apartment size in White Bear Lake
| Size | White Bear Lake | U.S. average |
|---|---|---|
| Studio | $1,824 | $1,338 |
| 1 bedroom | $1,503 | $1,324 |
| 2 bedrooms | $1,887 | $1,509 |
| 3 bedrooms | $2,030 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is White Bear Lake overall?
Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for White Bear Lake, so the Minnesota figure is shown.
Taxes and bills in White Bear Lake
Life in White Bear Lake
Is it cheaper to rent or buy in White Bear Lake?
Renting is cheaper right now: about $572 a month less.
Owning assumes a typical $331,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $33,180 for the down payment.
Frequently asked questions
What is the average rent in White Bear Lake, MN?
Renting in White Bear Lake costs a median of about $1,730 a month in 2026, including utilities. The Minnesota median is $1,525.
How much do I need to make to live in White Bear Lake?
To keep rent under 30% of income, you need about $69,200 a year, or $33 an hour at a full-time job.
Is White Bear Lake cheap or expensive?
White Bear Lake is rated OK: rent takes 23.0% of the typical household income of $90,113. It ranks 93rd cheapest of 150 Minnesota cities we track.
How much are property taxes in White Bear Lake?
The median homeowner in White Bear Lake pays $3,576 a year in property taxes, about 1.08% of the median home value.
Is White Bear Lake more expensive than the national average?
Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in White Bear Lake?
The median home value in White Bear Lake is $331,800, about 3.7 times the typical yearly household income.
23,908 people live in White Bear Lake. Numbers are typical (middle) values.