States › Minnesota › Crystal

Is Crystal, MN expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,49115% lower than U.S. average
💵 Families earn per year (2026)$99,775about $8,315/month · 15% higher than U.S. average
🔑 House price$296,10011% lower than U.S. average

Rent is lower than in 58% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (76.9%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $59,640 a year. That is $29 an hour at a full-time job.

Is rent cheaper than other Minnesota cities?

Yes. Rent here is cheaper than in most of Minnesota. It is number 72 of 150 cities from cheapest to most expensive.

Crystal
$1,491
$1,952
$1,274

How much do households earn in Crystal?

Under $25k
10.3%
$25k–50k
15.8%
$50k–100k
40.2%
$100k–150k
22.3%
$150k+
9.1%

Share of households by yearly income. 31.5% of households earn $100,000 or more.

Rent by apartment size in Crystal

SizeCrystalU.S. average
Studio$1,256$1,338
1 bedroom$1,404$1,324
2 bedrooms$1,709$1,509
3 bedrooms$2,680$1,698
4 bedrooms$2,412$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Crystal overall?

Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).

Housing
91
Goods (food, clothes…)
101
Utilities
91
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Crystal, so the Minnesota figure is shown.

Taxes and bills in Crystal

🏛️ Property tax$3,643a year · 1.23% of home value · U.S. $3,119
⚡ Electric bill$110a month (typical) · U.S. $156

Life in Crystal

Commute to work21.4 minU.S.: 26.4 min
College degree37.1%U.S.: 35.7%
Own their home76.9%U.S.: 65.2%
Below poverty line8.2%U.S.: 12.5%
Unemployment2.4%U.S.: 5.2%

Is it cheaper to rent or buy in Crystal?

Renting is cheaper right now: about $564 a month less.

Renting
$1,491
Owning
$2,055

Owning assumes a typical $296,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,610 for the down payment.

Frequently asked questions

What is the average rent in Crystal, MN?

Renting in Crystal costs a median of about $1,491 a month in 2026, including utilities. The Minnesota median is $1,525.

How much do I need to make to live in Crystal?

To keep rent under 30% of income, you need about $59,640 a year, or $29 an hour at a full-time job.

Is Crystal cheap or expensive?

Crystal is rated Cheap: rent takes 17.9% of the typical household income of $99,775. It ranks 72nd cheapest of 150 Minnesota cities we track.

How much are property taxes in Crystal?

The median homeowner in Crystal pays $3,643 a year in property taxes, about 1.23% of the median home value.

Is Crystal more expensive than the national average?

Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Crystal?

The median home value in Crystal is $296,100, about 3.0 times the typical yearly household income.

22,476 people live in Crystal. Numbers are typical (middle) values.