States › Maryland › Westphalia

Is Westphalia, MD expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,30732% higher than U.S. average
💵 Families earn per year (2026)$177,086about $14,757/month · 103% higher than U.S. average
🔑 House price$531,00060% higher than U.S. average

Rent is higher than in 80% of U.S. cities. Household incomes are higher than in 95% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 37.4 minutes each way. Most homes (91.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $92,280 a year. That is $44 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

No. Rent here is more expensive than in most of Maryland. It is number 139 of 200 cities from cheapest to most expensive.

Westphalia
$2,307
$1,343
$2,291
$2,484

How much do households earn in Westphalia?

Under $25k
3.9%
$25k–50k
6.0%
$50k–100k
25.3%
$100k–150k
22.8%
$150k+
40.0%

Share of households by yearly income. 62.8% of households earn $100,000 or more.

Rent by apartment size in Westphalia

SizeWestphaliaU.S. average
2 bedrooms$2,030$1,509
3 bedrooms$1,561$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Westphalia overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Westphalia, so the Maryland figure is shown.

Taxes and bills in Westphalia

🏛️ Property tax$6,208a year · 1.17% of home value · U.S. $3,119
⚡ Electric bill$168a month (typical) · U.S. $156

Life in Westphalia

Commute to work37.4 minU.S.: 26.4 min
College degree52.9%U.S.: 35.7%
Own their home91.6%U.S.: 65.2%
Below poverty line6.1%U.S.: 12.5%
Unemployment5.2%U.S.: 5.2%

Is it cheaper to rent or buy in Westphalia?

Renting is cheaper right now: about $1,377 a month less.

Renting
$2,307
Owning
$3,684

Owning assumes a typical $531,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $53,100 for the down payment.

Frequently asked questions

What is the average rent in Westphalia, MD?

Renting in Westphalia costs a median of about $2,307 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Westphalia?

To keep rent under 30% of income, you need about $92,280 a year, or $44 an hour at a full-time job.

Is Westphalia cheap or expensive?

Westphalia is rated Cheap: rent takes 15.6% of the typical household income of $177,086. It ranks 139th cheapest of 200 Maryland cities we track.

How much are property taxes in Westphalia?

The median homeowner in Westphalia pays $6,208 a year in property taxes, about 1.17% of the median home value.

Is Westphalia more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Westphalia?

The median home value in Westphalia is $531,000, about 3.0 times the typical yearly household income.

13,228 people live in Westphalia. Numbers are typical (middle) values.