salaryRent is higher than in 79% of U.S. cities. Household incomes are higher than in 91% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 31.2 minutes each way. Most homes (83.9%) are owned, so rentals can be hard to find. It is a highly educated city: 64.8% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $91,640 a year. That is $44 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
No. Rent here is more expensive than in most of Maryland. It is number 135 of 200 cities from cheapest to most expensive.
How much do households earn in Kemp Mill?
Share of households by yearly income. 58.4% of households earn $100,000 or more.
Rent by apartment size in Kemp Mill
| Size | Kemp Mill | U.S. average |
|---|---|---|
| 2 bedrooms | $2,325 | $1,509 |
| 3 bedrooms | $2,537 | $1,698 |
| 4 bedrooms | $3,085 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kemp Mill overall?
Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kemp Mill, so the Maryland figure is shown.
Taxes and bills in Kemp Mill
Life in Kemp Mill
Is it cheaper to rent or buy in Kemp Mill?
Renting is cheaper right now: about $1,849 a month less.
Owning assumes a typical $596,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $59,660 for the down payment.
Frequently asked questions
What is the average rent in Kemp Mill, MD?
Renting in Kemp Mill costs a median of about $2,291 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Kemp Mill?
To keep rent under 30% of income, you need about $91,640 a year, or $44 an hour at a full-time job.
Is Kemp Mill cheap or expensive?
Kemp Mill is rated Cheap: rent takes 17.4% of the typical household income of $157,843. It ranks 135th cheapest of 200 Maryland cities we track.
How much are property taxes in Kemp Mill?
The median homeowner in Kemp Mill pays $4,649 a year in property taxes, about 0.78% of the median home value.
Is Kemp Mill more expensive than the national average?
Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kemp Mill?
The median home value in Kemp Mill is $596,600, about 3.8 times the typical yearly household income.
13,042 people live in Kemp Mill. Numbers are typical (middle) values.