salaryRent here is among the highest 10% in the country. A typical house costs about 6.5 years of household income, so buying is hard for most locals. Commutes are long, about 31.9 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $112,800 a year. That is $54 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
No. Rent here is more expensive than in most of Hawaii. It is number 38 of 57 cities from cheapest to most expensive.
How much do households earn in West Loch Estate?
Share of households by yearly income. 50.9% of households earn $100,000 or more.
Rent by apartment size in West Loch Estate
| Size | West Loch Estate | U.S. average |
|---|---|---|
| Studio | $815 | $1,338 |
| 1 bedroom | $1,613 | $1,324 |
| 2 bedrooms | $1,756 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is West Loch Estate overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for West Loch Estate, so the Hawaii figure is shown.
Taxes and bills in West Loch Estate
Life in West Loch Estate
Is it cheaper to rent or buy in West Loch Estate?
Renting is cheaper right now: about $3,113 a month less.
Owning assumes a typical $855,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $85,510 for the down payment.
Frequently asked questions
What is the average rent in West Loch Estate, HI?
Renting in West Loch Estate costs a median of about $2,820 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in West Loch Estate?
To keep rent under 30% of income, you need about $112,800 a year, or $54 an hour at a full-time job.
Is West Loch Estate cheap or expensive?
West Loch Estate is rated OK: rent takes 25.6% of the typical household income of $132,032. It ranks 38th cheapest of 57 Hawaii cities we track.
How much are property taxes in West Loch Estate?
The median homeowner in West Loch Estate pays $2,243 a year in property taxes, about 0.26% of the median home value.
Is West Loch Estate more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in West Loch Estate?
The median home value in West Loch Estate is $855,100, about 6.5 times the typical yearly household income.
5,544 people live in West Loch Estate. Numbers are typical (middle) values.