States › Hawaii › Waipio Acres

Is Waipio Acres, HI expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,02015% higher than U.S. average
💵 Families earn per year (2026)$102,308about $8,526/month · 17% higher than U.S. average
🔑 House price$753,900127% higher than U.S. average

Rent is higher than in 70% of U.S. cities. A typical house costs about 7.4 years of household income, so buying is hard for most locals. Commutes are long, about 30.1 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $80,800 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other Hawaii cities?

Yes. Rent here is cheaper than in most of Hawaii. It is number 15 of 57 cities from cheapest to most expensive.

Waipio Acres
$2,020
Wailua Homesteads
$2,110
Iroquois Point
$3,500+
Kahaluu-Keauhou
$2,016
Heeia
$3,500+
West Loch Estate
$2,820
Kahaluu
$2,655

How much do households earn in Waipio Acres?

Under $25k
4.2%
$25k–50k
15.9%
$50k–100k
47.3%
$100k–150k
18.6%
$150k+
12.4%

Share of households by yearly income. 31.0% of households earn $100,000 or more.

Rent by apartment size in Waipio Acres

SizeWaipio AcresU.S. average
2 bedrooms$2,156$1,509
3 bedrooms$2,776$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Waipio Acres overall?

Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).

Housing
125
Goods (food, clothes…)
112
Utilities
190
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Waipio Acres, so the Hawaii figure is shown.

Taxes and bills in Waipio Acres

🏛️ Property tax$2,202a year · 0.29% of home value · U.S. $3,119
⚡ Electric bill$162a month (typical) · U.S. $156

Life in Waipio Acres

Commute to work30.1 minU.S.: 26.4 min
College degree26.9%U.S.: 35.7%
Own their home71.4%U.S.: 65.2%
Below poverty line6.6%U.S.: 12.5%
Unemployment5.1%U.S.: 5.2%

Is it cheaper to rent or buy in Waipio Acres?

Renting is cheaper right now: about $3,211 a month less.

Renting
$2,020
Owning
$5,231

Owning assumes a typical $753,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $75,390 for the down payment.

Frequently asked questions

What is the average rent in Waipio Acres, HI?

Renting in Waipio Acres costs a median of about $2,020 a month in 2026, including utilities. The Hawaii median is $2,544.

How much do I need to make to live in Waipio Acres?

To keep rent under 30% of income, you need about $80,800 a year, or $39 an hour at a full-time job.

Is Waipio Acres cheap or expensive?

Waipio Acres is rated OK: rent takes 23.7% of the typical household income of $102,308. It ranks 15th cheapest of 57 Hawaii cities we track.

How much are property taxes in Waipio Acres?

The median homeowner in Waipio Acres pays $2,202 a year in property taxes, about 0.29% of the median home value.

Is Waipio Acres more expensive than the national average?

Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Waipio Acres?

The median home value in Waipio Acres is $753,900, about 7.4 times the typical yearly household income.

5,332 people live in Waipio Acres. Numbers are typical (middle) values.