States › Indiana › Terre Haute

Is Terre Haute, IN expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,04740% lower than U.S. average
💵 Families earn per year (2026)$46,511about $3,876/month · 47% lower than U.S. average
🔑 House price$115,70065% lower than U.S. average

Rent is lower than in 85% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $41,880 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

Yes. Rent here is cheaper than in most of Indiana. It is number 41 of 132 cities from cheapest to most expensive.

Terre Haute
$1,047
$1,082
$1,040
$1,936
$1,242
$1,094
$1,296

How much do households earn in Terre Haute?

Under $25k
24.3%
$25k–50k
28.6%
$50k–100k
26.4%
$100k–150k
7.0%
$150k+
3.1%

Share of households by yearly income. 10.1% of households earn $100,000 or more.

Rent by apartment size in Terre Haute

SizeTerre HauteU.S. average
Studio$844$1,338
1 bedroom$782$1,324
2 bedrooms$1,152$1,509
3 bedrooms$1,151$1,698
4 bedrooms$1,109$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Terre Haute overall?

Everyday prices in the Terre Haute metro area are 12% below the U.S. average (index 87.8, U.S. = 100).

Housing
52
Goods (food, clothes…)
94
Utilities
87
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Terre Haute

🏛️ Property tax$1,104a year · 0.95% of home value · U.S. $3,119
⚡ Electric bill$147a month (typical) · U.S. $156

Life in Terre Haute

Commute to work18.5 minU.S.: 26.4 min
College degree24.6%U.S.: 35.7%
Own their home52.2%U.S.: 65.2%
Below poverty line24.7%U.S.: 12.5%
Unemployment6.9%U.S.: 5.2%

What jobs pay in Terre Haute

JobMedian payRent / pay
Pharmacist$144,1608.7%
Lawyer$135,2909.3%
Nurse Practitioner$120,37010.4%
Physician Assistant$109,95011.4%
Software Developer$107,77011.7%
Computer Systems Analyst$103,72012.1%
Operations Manager$94,63013.3%
Civil Engineer$93,91013.4%
Plumber$90,25013.9%
Registered Nurse$81,55015.4%
Dental Hygienist$79,21015.9%
Electrician$77,65016.2%
Market Research Analyst$63,71019.7%
Accountant$63,17019.9%
Licensed Practical Nurse$62,46020.1%
Carpenter$60,56020.7%
Elementary School Teacher$57,32021.9%
Police Officer$54,50023.1%
Firefighter$54,46023.1%
HVAC Technician$54,30023.1%
Truck Driver$53,03023.7%
Customer Service Representative$38,60032.5%
Warehouse Worker$37,42033.6%
Medical Assistant$36,96034.0%
Nursing Assistant$36,36034.6%
Restaurant Cook$29,83042.1%
Retail Salesperson$29,09043.2%
Cashier$27,76045.3%
Server (Waiter/Waitress)$26,52047.4%

Is it cheaper to rent or buy in Terre Haute?

Buying is cheaper month to month: about $244 a month less than renting.

Renting
$1,047
Owning
$803

Owning assumes a typical $115,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $11,570 for the down payment.

Frequently asked questions

What is the average rent in Terre Haute, IN?

Renting in Terre Haute costs a median of about $1,047 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in Terre Haute?

To keep rent under 30% of income, you need about $41,880 a year, or $20 an hour at a full-time job.

Is Terre Haute cheap or expensive?

Terre Haute is rated OK: rent takes 27.0% of the typical household income of $46,511. It ranks 41st cheapest of 132 Indiana cities we track.

How much are property taxes in Terre Haute?

The median homeowner in Terre Haute pays $1,104 a year in property taxes, about 0.95% of the median home value.

Is Terre Haute more expensive than the national average?

Overall prices in the metro area are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Terre Haute?

The median home value in Terre Haute is $115,700, about 2.5 times the typical yearly household income.

58,427 people live in Terre Haute. Numbers are typical (middle) values.