salaryRent is lower than in 82% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.1 minutes.
How much money do I need?
To rent here comfortably, you should earn about $43,760 a year. That is $21 an hour at a full-time job.
Is rent cheaper than other Indiana cities?
Yes. Rent here is cheaper than in most of Indiana. It is number 49 of 132 cities from cheapest to most expensive.
How much do households earn in Muncie?
Share of households by yearly income. 9.2% of households earn $100,000 or more.
Rent by apartment size in Muncie
| Size | Muncie | U.S. average |
|---|---|---|
| Studio | $865 | $1,338 |
| 1 bedroom | $775 | $1,324 |
| 2 bedrooms | $1,025 | $1,509 |
| 3 bedrooms | $1,169 | $1,698 |
| 4 bedrooms | $1,545 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Muncie overall?
Everyday prices in the Muncie metro area are 12% below the U.S. average (index 88.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Muncie
Life in Muncie
What jobs pay in Muncie
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $135,280 | 9.7% |
| Nurse Practitioner | $122,490 | 10.7% |
| Lawyer | $102,140 | 12.9% |
| Operations Manager | $99,750 | 13.2% |
| Software Developer | $99,380 | 13.2% |
| Dental Hygienist | $91,060 | 14.4% |
| Registered Nurse | $79,500 | 16.5% |
| Computer Systems Analyst | $79,390 | 16.5% |
| Accountant | $71,820 | 18.3% |
| Electrician | $66,880 | 19.6% |
| Plumber | $64,790 | 20.3% |
| Licensed Practical Nurse | $64,330 | 20.4% |
| Police Officer | $64,040 | 20.5% |
| Firefighter | $62,780 | 20.9% |
| Carpenter | $59,890 | 21.9% |
| Truck Driver | $58,810 | 22.3% |
| Elementary School Teacher | $58,610 | 22.4% |
| HVAC Technician | $55,850 | 23.5% |
| Market Research Analyst | $54,440 | 24.1% |
| Medical Assistant | $40,940 | 32.1% |
| Customer Service Representative | $39,640 | 33.1% |
| Warehouse Worker | $37,490 | 35.0% |
| Nursing Assistant | $37,080 | 35.4% |
| Retail Salesperson | $31,060 | 42.3% |
| Restaurant Cook | $30,050 | 43.7% |
| Cashier | $28,660 | 45.8% |
| Server (Waiter/Waitress) | $23,720 | 55.3% |
Is it cheaper to rent or buy in Muncie?
Buying is cheaper month to month: about $419 a month less than renting.
Owning assumes a typical $97,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $9,730 for the down payment.
Frequently asked questions
What is the average rent in Muncie, IN?
Renting in Muncie costs a median of about $1,094 a month in 2026, including utilities. The Indiana median is $1,219.
How much do I need to make to live in Muncie?
To keep rent under 30% of income, you need about $43,760 a year, or $21 an hour at a full-time job.
Is Muncie cheap or expensive?
Muncie is rated OK: rent takes 27.4% of the typical household income of $47,962. It ranks 49th cheapest of 132 Indiana cities we track.
How much are property taxes in Muncie?
The median homeowner in Muncie pays $894 a year in property taxes, about 0.92% of the median home value.
Is Muncie more expensive than the national average?
Overall prices in the metro area are 12% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Muncie?
The median home value in Muncie is $97,300, about 2.0 times the typical yearly household income.
64,751 people live in Muncie. Numbers are typical (middle) values.