States › California › Templeton

Is Templeton, CA expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,68653% higher than U.S. average
💵 Families earn per year (2026)$126,252about $10,521/month · 45% higher than U.S. average
🔑 House price$810,400144% higher than U.S. average

Rent is higher than in 89% of U.S. cities. A typical house costs about 6.4 years of household income, so buying is hard for most locals.

How much money do I need?

To rent here comfortably, you should earn about $107,440 a year. That is $52 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 431 of 653 cities from cheapest to most expensive.

Templeton
$2,686
Mentone
$1,561
Camp Pendleton Mainside
$3,500+
Spring Valley Lake
$2,800
Capitola
$3,322
Orange Cove
$1,482
Charter Oak
$2,015

How much do households earn in Templeton?

Under $25k
5.2%
$25k–50k
14.1%
$50k–100k
33.8%
$100k–150k
25.4%
$150k+
20.1%

Share of households by yearly income. 45.5% of households earn $100,000 or more.

Rent by apartment size in Templeton

SizeTempletonU.S. average
1 bedroom$1,316$1,324
3 bedrooms$3,105$1,698
4 bedrooms$3,270$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Templeton overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Templeton, so the California figure is shown.

Taxes and bills in Templeton

🏛️ Property tax$6,173a year · 0.76% of home value · U.S. $3,119
⚡ Electric bill$154a month (typical) · U.S. $156

Life in Templeton

Commute to work20.9 minU.S.: 26.4 min
College degree40.9%U.S.: 35.7%
Own their home73.5%U.S.: 65.2%
Below poverty line4.2%U.S.: 12.5%
Unemployment5.7%U.S.: 5.2%

Is it cheaper to rent or buy in Templeton?

Renting is cheaper right now: about $2,937 a month less.

Renting
$2,686
Owning
$5,623

Owning assumes a typical $810,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $81,040 for the down payment.

Frequently asked questions

What is the average rent in Templeton, CA?

Renting in Templeton costs a median of about $2,686 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Templeton?

To keep rent under 30% of income, you need about $107,440 a year, or $52 an hour at a full-time job.

Is Templeton cheap or expensive?

Templeton is rated OK: rent takes 25.5% of the typical household income of $126,252. It ranks 431st cheapest of 653 California cities we track.

How much are property taxes in Templeton?

The median homeowner in Templeton pays $6,173 a year in property taxes, about 0.76% of the median home value.

Is Templeton more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Templeton?

The median home value in Templeton is $810,400, about 6.4 times the typical yearly household income.

9,580 people live in Templeton. Numbers are typical (middle) values.