salaryRent here is among the highest 10% in the country. A typical house costs about 5.2 years of household income. Commutes are long, about 35.2 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $112,000 a year. That is $54 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 456 of 653 cities from cheapest to most expensive.
How much do households earn in Spring Valley Lake?
Share of households by yearly income. 35.6% of households earn $100,000 or more.
Rent by apartment size in Spring Valley Lake
| Size | Spring Valley Lake | U.S. average |
|---|---|---|
| 3 bedrooms | $2,469 | $1,698 |
| 4 bedrooms | $2,567 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Spring Valley Lake overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Spring Valley Lake, so the California figure is shown.
Taxes and bills in Spring Valley Lake
Life in Spring Valley Lake
Is it cheaper to rent or buy in Spring Valley Lake?
Renting is cheaper right now: about $413 a month less.
Owning assumes a typical $463,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $46,300 for the down payment.
Frequently asked questions
What is the average rent in Spring Valley Lake, CA?
Renting in Spring Valley Lake costs a median of about $2,800 a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Spring Valley Lake?
To keep rent under 30% of income, you need about $112,000 a year, or $54 an hour at a full-time job.
Is Spring Valley Lake cheap or expensive?
Spring Valley Lake is rated Expensive: rent takes 37.7% of the typical household income of $89,111. It ranks 456th cheapest of 653 California cities we track.
How much are property taxes in Spring Valley Lake?
The median homeowner in Spring Valley Lake pays $3,404 a year in property taxes, about 0.74% of the median home value.
Is Spring Valley Lake more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Spring Valley Lake?
The median home value in Spring Valley Lake is $463,000, about 5.2 times the typical yearly household income.
9,483 people live in Spring Valley Lake. Numbers are typical (middle) values.