States › New Jersey › Stratford

Is Stratford, NJ expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,39520% lower than U.S. average
💵 Families earn per year (2026)$106,154about $8,846/month · 22% higher than U.S. average
🔑 House price$273,80018% lower than U.S. average

Rent is lower than in 64% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 30.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $55,800 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 18 of 291 cities from cheapest to most expensive.

Stratford
$1,395
$2,414
$1,328

How much do households earn in Stratford?

Under $25k
8.8%
$25k–50k
14.8%
$50k–100k
34.9%
$100k–150k
18.8%
$150k+
18.4%

Share of households by yearly income. 37.2% of households earn $100,000 or more.

Rent by apartment size in Stratford

SizeStratfordU.S. average
Studio$844$1,338
1 bedroom$1,181$1,324
2 bedrooms$1,506$1,509
3 bedrooms$2,113$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Stratford overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Stratford, so the New Jersey figure is shown.

Taxes and bills in Stratford

🏛️ Property tax$8,265a year · 3.02% of home value · U.S. $3,119
⚡ Electric bill$157a month (typical) · U.S. $156

Life in Stratford

Commute to work30.3 minU.S.: 26.4 min
College degree31.3%U.S.: 35.7%
Own their home69.1%U.S.: 65.2%
Below poverty line9.8%U.S.: 12.5%
Unemployment4.7%U.S.: 5.2%

Is it cheaper to rent or buy in Stratford?

Renting is cheaper right now: about $505 a month less.

Renting
$1,395
Owning
$1,900

Owning assumes a typical $273,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $27,380 for the down payment.

Frequently asked questions

What is the average rent in Stratford, NJ?

Renting in Stratford costs a median of about $1,395 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Stratford?

To keep rent under 30% of income, you need about $55,800 a year, or $27 an hour at a full-time job.

Is Stratford cheap or expensive?

Stratford is rated Cheap: rent takes 15.8% of the typical household income of $106,154. It ranks 18th cheapest of 291 New Jersey cities we track.

How much are property taxes in Stratford?

The median homeowner in Stratford pays $8,265 a year in property taxes, about 3.02% of the median home value.

Is Stratford more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Stratford?

The median home value in Stratford is $273,800, about 2.6 times the typical yearly household income.

7,018 people live in Stratford. Numbers are typical (middle) values.