States › New Jersey › Lincroft

Is Lincroft, NJ expensive to live in?

CheapRent takes 4 cents of every $1 people earn here.
🏠 Rent per month (2026)$75657% lower than U.S. average
💵 Families earn per year (2026)$203,837about $16,986/month · 134% higher than U.S. average
🔑 House price$807,300143% higher than U.S. average

Rent here is among the lowest 10% of all U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs about 4.0 years of household income. Commutes are long, about 35.4 minutes each way. Most homes (88.5%) are owned, so rentals can be hard to find. It is a highly educated city: 65.2% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $30,240 a year. That is $15 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 2 of 291 cities from cheapest to most expensive.

Lincroft
$756
Linwood
$2,414
Allendale
$2,858
Stratford
$1,395
Midland Park
$2,896
Mountainside
$3,500+
Milltown
$1,328

How much do households earn in Lincroft?

Under $25k
8.0%
$25k–50k
10.4%
$50k–100k
14.5%
$100k–150k
20.0%
$150k+
46.3%

Share of households by yearly income. 66.3% of households earn $100,000 or more.

How expensive is Lincroft overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lincroft, so the New Jersey figure is shown.

Taxes and bills in Lincroft

🏛️ Property tax$10,000+a year · 1.24% of home value · U.S. $3,119
⚡ Electric bill$191a month (typical) · U.S. $156

Life in Lincroft

Commute to work35.4 minU.S.: 26.4 min
College degree65.2%U.S.: 35.7%
Own their home88.5%U.S.: 65.2%
Below poverty line2%U.S.: 12.5%
Unemployment5.2%U.S.: 5.2%

Is it cheaper to rent or buy in Lincroft?

Renting is cheaper right now: about $4,846 a month less.

Renting
$756
Owning
$5,602

Owning assumes a typical $807,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $80,730 for the down payment.

Frequently asked questions

What is the average rent in Lincroft, NJ?

Renting in Lincroft costs a median of about $756 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Lincroft?

To keep rent under 30% of income, you need about $30,240 a year, or $15 an hour at a full-time job.

Is Lincroft cheap or expensive?

Lincroft is rated Cheap: rent takes 4.5% of the typical household income of $203,837. It ranks 2nd cheapest of 291 New Jersey cities we track.

How much are property taxes in Lincroft?

The median homeowner in Lincroft pays $10,000+ a year in property taxes, about 1.24% of the median home value.

Is Lincroft more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lincroft?

The median home value in Lincroft is $807,300, about 4.0 times the typical yearly household income.

6,939 people live in Lincroft. Numbers are typical (middle) values.