salaryRent is lower than in 87% of U.S. cities. A typical house costs about 3.3 years of household income. Most homes (83.6%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $40,320 a year. That is $19 an hour at a full-time job.
Is rent cheaper than other North Carolina cities?
Yes. Rent here is cheaper than in most of North Carolina. It is number 28 of 164 cities from cheapest to most expensive.
How much do households earn in St. Stephens?
Share of households by yearly income. 15.4% of households earn $100,000 or more.
Rent by apartment size in St. Stephens
| Size | St. Stephens | U.S. average |
|---|---|---|
| 2 bedrooms | $1,036 | $1,509 |
| 3 bedrooms | $967 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. Stephens overall?
Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Stephens, so the North Carolina figure is shown.
Taxes and bills in St. Stephens
Life in St. Stephens
Is it cheaper to rent or buy in St. Stephens?
Renting is cheaper right now: about $472 a month less.
Owning assumes a typical $213,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,330 for the down payment.
Frequently asked questions
What is the average rent in St. Stephens, NC?
Renting in St. Stephens costs a median of about $1,008 a month in 2026, including utilities. The North Carolina median is $1,496.
How much do I need to make to live in St. Stephens?
To keep rent under 30% of income, you need about $40,320 a year, or $19 an hour at a full-time job.
Is St. Stephens cheap or expensive?
St. Stephens is rated Cheap: rent takes 18.6% of the typical household income of $65,135. It ranks 28th cheapest of 164 North Carolina cities we track.
How much are property taxes in St. Stephens?
The median homeowner in St. Stephens pays $985 a year in property taxes, about 0.46% of the median home value.
Is St. Stephens more expensive than the national average?
Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. Stephens?
The median home value in St. Stephens is $213,300, about 3.3 times the typical yearly household income.
9,457 people live in St. Stephens. Numbers are typical (middle) values.