States › North Carolina › Hampstead

Is Hampstead, NC expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,27927% lower than U.S. average
💵 Families earn per year (2026)$98,947about $8,246/month · 14% higher than U.S. average
🔑 House price$402,10021% higher than U.S. average

Rent is lower than in 71% of U.S. cities. A typical house costs about 4.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $51,160 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

Yes. Rent here is cheaper than in most of North Carolina. It is number 56 of 164 cities from cheapest to most expensive.

Hampstead
$1,279
Aberdeen
$1,527
St. Stephens
$1,008
Gibsonville
$1,088
Wesley Chapel
$3,358
Oak Island
$1,409
Kings Grant
$1,359

How much do households earn in Hampstead?

Under $25k
6.4%
$25k–50k
20.7%
$50k–100k
25.7%
$100k–150k
28.7%
$150k+
14.8%

Share of households by yearly income. 43.5% of households earn $100,000 or more.

Rent by apartment size in Hampstead

SizeHampsteadU.S. average
1 bedroom$1,222$1,324
2 bedrooms$1,373$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Hampstead overall?

Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).

Housing
81
Goods (food, clothes…)
97
Utilities
89
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hampstead, so the North Carolina figure is shown.

Taxes and bills in Hampstead

🏛️ Property tax$2,775a year · 0.69% of home value · U.S. $3,119
⚡ Electric bill$205a month (typical) · U.S. $156

Life in Hampstead

Commute to work29.9 minU.S.: 26.4 min
College degree38.3%U.S.: 35.7%
Own their home72.9%U.S.: 65.2%
Below poverty line9.5%U.S.: 12.5%
Unemployment6.3%U.S.: 5.2%

Is it cheaper to rent or buy in Hampstead?

Renting is cheaper right now: about $1,511 a month less.

Renting
$1,279
Owning
$2,790

Owning assumes a typical $402,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,210 for the down payment.

Frequently asked questions

What is the average rent in Hampstead, NC?

Renting in Hampstead costs a median of about $1,279 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Hampstead?

To keep rent under 30% of income, you need about $51,160 a year, or $25 an hour at a full-time job.

Is Hampstead cheap or expensive?

Hampstead is rated Cheap: rent takes 15.5% of the typical household income of $98,947. It ranks 56th cheapest of 164 North Carolina cities we track.

How much are property taxes in Hampstead?

The median homeowner in Hampstead pays $2,775 a year in property taxes, about 0.69% of the median home value.

Is Hampstead more expensive than the national average?

Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Hampstead?

The median home value in Hampstead is $402,100, about 4.1 times the typical yearly household income.

9,292 people live in Hampstead. Numbers are typical (middle) values.