States › Missouri › St. Peters

Is St. Peters, MO expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,16323% higher than U.S. average
💵 Families earn per year (2026)$98,831about $8,236/month · 14% higher than U.S. average
🔑 House price$269,90019% lower than U.S. average

Rent is higher than in 75% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (79%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $86,520 a year. That is $42 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 140 of 142 cities from cheapest to most expensive.

St. Peters
$2,163
$1,041

How much do households earn in St. Peters?

Under $25k
9.0%
$25k–50k
19.8%
$50k–100k
36.6%
$100k–150k
22.3%
$150k+
10.1%

Share of households by yearly income. 32.4% of households earn $100,000 or more.

Rent by apartment size in St. Peters

SizeSt. PetersU.S. average
Studio$1,309$1,338
1 bedroom$1,285$1,324
2 bedrooms$1,391$1,509
3 bedrooms$2,208$1,698
4 bedrooms$1,992$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Peters overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Peters, so the Missouri figure is shown.

Taxes and bills in St. Peters

🏛️ Property tax$3,207a year · 1.19% of home value · U.S. $3,119
⚡ Electric bill$125a month (typical) · U.S. $156

Life in St. Peters

Commute to work22.7 minU.S.: 26.4 min
College degree39.2%U.S.: 35.7%
Own their home79%U.S.: 65.2%
Below poverty line5.6%U.S.: 12.5%
Unemployment2.3%U.S.: 5.2%

Is it cheaper to rent or buy in St. Peters?

Buying is cheaper month to month: about $290 a month less than renting.

Renting
$2,163
Owning
$1,873

Owning assumes a typical $269,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $26,990 for the down payment.

Frequently asked questions

What is the average rent in St. Peters, MO?

Renting in St. Peters costs a median of about $2,163 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in St. Peters?

To keep rent under 30% of income, you need about $86,520 a year, or $42 an hour at a full-time job.

Is St. Peters cheap or expensive?

St. Peters is rated OK: rent takes 26.3% of the typical household income of $98,831. It ranks 140th cheapest of 142 Missouri cities we track.

How much are property taxes in St. Peters?

The median homeowner in St. Peters pays $3,207 a year in property taxes, about 1.19% of the median home value.

Is St. Peters more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Peters?

The median home value in St. Peters is $269,900, about 2.7 times the typical yearly household income.

59,092 people live in St. Peters. Numbers are typical (middle) values.