States › Missouri › Blue Springs

Is Blue Springs, MO expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7242% lower than U.S. average
💵 Families earn per year (2026)$95,900about $7,992/month · 10% higher than U.S. average
🔑 House price$263,10021% lower than U.S. average

Rent is higher than in 53% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $68,960 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 113 of 142 cities from cheapest to most expensive.

Blue Springs
$1,724
St. Peters
$2,163
Joplin
$1,041
Florissant
$1,361
St. Joseph
$1,024
St. Charles
$1,753
Chesterfield
$1,929

How much do households earn in Blue Springs?

Under $25k
8.7%
$25k–50k
17.4%
$50k–100k
39.9%
$100k–150k
20.9%
$150k+
10.1%

Share of households by yearly income. 31.0% of households earn $100,000 or more.

Rent by apartment size in Blue Springs

SizeBlue SpringsU.S. average
Studio$1,902$1,338
1 bedroom$1,020$1,324
2 bedrooms$1,325$1,509
3 bedrooms$1,779$1,698
4 bedrooms$2,304$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Blue Springs overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Blue Springs, so the Missouri figure is shown.

Taxes and bills in Blue Springs

🏛️ Property tax$3,324a year · 1.26% of home value · U.S. $3,119
⚡ Electric bill$147a month (typical) · U.S. $156

Life in Blue Springs

Commute to work25.7 minU.S.: 26.4 min
College degree35%U.S.: 35.7%
Own their home68.9%U.S.: 65.2%
Below poverty line7%U.S.: 12.5%
Unemployment3.5%U.S.: 5.2%

Is it cheaper to rent or buy in Blue Springs?

Renting is cheaper right now: about $102 a month less.

Renting
$1,724
Owning
$1,826

Owning assumes a typical $263,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $26,310 for the down payment.

Frequently asked questions

What is the average rent in Blue Springs, MO?

Renting in Blue Springs costs a median of about $1,724 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Blue Springs?

To keep rent under 30% of income, you need about $68,960 a year, or $33 an hour at a full-time job.

Is Blue Springs cheap or expensive?

Blue Springs is rated OK: rent takes 21.6% of the typical household income of $95,900. It ranks 113th cheapest of 142 Missouri cities we track.

How much are property taxes in Blue Springs?

The median homeowner in Blue Springs pays $3,324 a year in property taxes, about 1.26% of the median home value.

Is Blue Springs more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Blue Springs?

The median home value in Blue Springs is $263,100, about 2.7 times the typical yearly household income.

59,965 people live in Blue Springs. Numbers are typical (middle) values.