States › Florida › St. Pete Beach

Is St. Pete Beach, FL expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8807% higher than U.S. average
💵 Families earn per year (2026)$123,578about $10,298/month · 42% higher than U.S. average
🔑 House price$675,700103% higher than U.S. average

Rent is higher than in 62% of U.S. cities. A typical house costs about 5.5 years of household income. It is a highly educated city: 56% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $75,200 a year. That is $36 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 197 of 479 cities from cheapest to most expensive.

St. Pete Beach
$1,880
$1,913
$2,017

How much do households earn in St. Pete Beach?

Under $25k
8.2%
$25k–50k
13.2%
$50k–100k
30.8%
$100k–150k
15.7%
$150k+
27.9%

Share of households by yearly income. 43.6% of households earn $100,000 or more.

Rent by apartment size in St. Pete Beach

SizeSt. Pete BeachU.S. average
Studio$1,216$1,338
1 bedroom$1,524$1,324
2 bedrooms$2,390$1,509
3 bedrooms$2,039$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Pete Beach overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Pete Beach, so the Florida figure is shown.

Taxes and bills in St. Pete Beach

🏛️ Property tax$5,631a year · 0.83% of home value · U.S. $3,119
⚡ Electric bill$188a month (typical) · U.S. $156

Life in St. Pete Beach

Commute to work26.2 minU.S.: 26.4 min
College degree56%U.S.: 35.7%
Own their home74.8%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment3.5%U.S.: 5.2%

Is it cheaper to rent or buy in St. Pete Beach?

Renting is cheaper right now: about $2,808 a month less.

Renting
$1,880
Owning
$4,688

Owning assumes a typical $675,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $67,570 for the down payment.

Frequently asked questions

What is the average rent in St. Pete Beach, FL?

Renting in St. Pete Beach costs a median of about $1,880 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in St. Pete Beach?

To keep rent under 30% of income, you need about $75,200 a year, or $36 an hour at a full-time job.

Is St. Pete Beach cheap or expensive?

St. Pete Beach is rated Cheap: rent takes 18.3% of the typical household income of $123,578. It ranks 197th cheapest of 479 Florida cities we track.

How much are property taxes in St. Pete Beach?

The median homeowner in St. Pete Beach pays $5,631 a year in property taxes, about 0.83% of the median home value.

Is St. Pete Beach more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Pete Beach?

The median home value in St. Pete Beach is $675,700, about 5.5 times the typical yearly household income.

8,805 people live in St. Pete Beach. Numbers are typical (middle) values.