salaryRent is higher than in 82% of U.S. cities. A typical house costs about 6.6 years of household income, so buying is hard for most locals. Most homes (81.9%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $94,680 a year. That is $46 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 366 of 479 cities from cheapest to most expensive.
How much do households earn in Miramar Beach?
Share of households by yearly income. 42.3% of households earn $100,000 or more.
Rent by apartment size in Miramar Beach
| Size | Miramar Beach | U.S. average |
|---|---|---|
| 2 bedrooms | $2,094 | $1,509 |
| 3 bedrooms | $3,110 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Miramar Beach overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Miramar Beach, so the Florida figure is shown.
Taxes and bills in Miramar Beach
Life in Miramar Beach
Is it cheaper to rent or buy in Miramar Beach?
Renting is cheaper right now: about $2,719 a month less.
Owning assumes a typical $733,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $73,300 for the down payment.
Frequently asked questions
What is the average rent in Miramar Beach, FL?
Renting in Miramar Beach costs a median of about $2,367 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Miramar Beach?
To keep rent under 30% of income, you need about $94,680 a year, or $46 an hour at a full-time job.
Is Miramar Beach cheap or expensive?
Miramar Beach is rated OK: rent takes 25.5% of the typical household income of $111,355. It ranks 366th cheapest of 479 Florida cities we track.
How much are property taxes in Miramar Beach?
The median homeowner in Miramar Beach pays $3,273 a year in property taxes, about 0.45% of the median home value.
Is Miramar Beach more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Miramar Beach?
The median home value in Miramar Beach is $733,000, about 6.6 times the typical yearly household income.
8,902 people live in Miramar Beach. Numbers are typical (middle) values.