salaryRent is higher than in 84% of U.S. cities. Household incomes are higher than in 90% of U.S. cities. A typical house costs about 4.3 years of household income. Most homes (87.7%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $97,880 a year. That is $47 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 214 of 343 cities from cheapest to most expensive.
How much do households earn in St. James?
Share of households by yearly income. 54.3% of households earn $100,000 or more.
Rent by apartment size in St. James
| Size | St. James | U.S. average |
|---|---|---|
| 1 bedroom | $2,562 | $1,324 |
| 2 bedrooms | $2,402 | $1,509 |
| 3 bedrooms | $3,619 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. James overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. James, so the New York figure is shown.
Taxes and bills in St. James
Life in St. James
Is it cheaper to rent or buy in St. James?
Renting is cheaper right now: about $2,082 a month less.
Owning assumes a typical $652,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $65,270 for the down payment.
Frequently asked questions
What is the average rent in St. James, NY?
Renting in St. James costs a median of about $2,447 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in St. James?
To keep rent under 30% of income, you need about $97,880 a year, or $47 an hour at a full-time job.
Is St. James cheap or expensive?
St. James is rated Cheap: rent takes 19.1% of the typical household income of $153,544. It ranks 214th cheapest of 343 New York cities we track.
How much are property taxes in St. James?
The median homeowner in St. James pays $10,000+ a year in property taxes, about 1.53% of the median home value.
Is St. James more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. James?
The median home value in St. James is $652,700, about 4.3 times the typical yearly household income.
13,244 people live in St. James. Numbers are typical (middle) values.