States › New York › Rocky Point

Is Rocky Point, NY expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,57947% higher than U.S. average
💵 Families earn per year (2026)$136,995about $11,416/month · 57% higher than U.S. average
🔑 House price$461,40039% higher than U.S. average

Rent is higher than in 87% of U.S. cities. Household incomes are higher than in 86% of U.S. cities. A typical house costs about 3.4 years of household income. Commutes are long, about 36.3 minutes each way. Most homes (88.3%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $103,160 a year. That is $50 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 238 of 343 cities from cheapest to most expensive.

Rocky Point
$2,579
$2,447
$963
$2,936
$1,896

How much do households earn in Rocky Point?

Under $25k
5.4%
$25k–50k
11.4%
$50k–100k
30.8%
$100k–150k
27.4%
$150k+
24.4%

Share of households by yearly income. 51.8% of households earn $100,000 or more.

Rent by apartment size in Rocky Point

SizeRocky PointU.S. average
1 bedroom$3,330$1,324
2 bedrooms$2,280$1,509
3 bedrooms$2,981$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rocky Point overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rocky Point, so the New York figure is shown.

Taxes and bills in Rocky Point

🏛️ Property tax$10,000+a year · 2.17% of home value · U.S. $3,119
⚡ Electric bill$202a month (typical) · U.S. $156

Life in Rocky Point

Commute to work36.3 minU.S.: 26.4 min
College degree36.5%U.S.: 35.7%
Own their home88.3%U.S.: 65.2%
Below poverty line2.9%U.S.: 12.5%
Unemployment6.3%U.S.: 5.2%

Is it cheaper to rent or buy in Rocky Point?

Renting is cheaper right now: about $622 a month less.

Renting
$2,579
Owning
$3,201

Owning assumes a typical $461,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $46,140 for the down payment.

Frequently asked questions

What is the average rent in Rocky Point, NY?

Renting in Rocky Point costs a median of about $2,579 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Rocky Point?

To keep rent under 30% of income, you need about $103,160 a year, or $50 an hour at a full-time job.

Is Rocky Point cheap or expensive?

Rocky Point is rated OK: rent takes 22.6% of the typical household income of $136,995. It ranks 238th cheapest of 343 New York cities we track.

How much are property taxes in Rocky Point?

The median homeowner in Rocky Point pays $10,000+ a year in property taxes, about 2.17% of the median home value.

Is Rocky Point more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rocky Point?

The median home value in Rocky Point is $461,400, about 3.4 times the typical yearly household income.

13,356 people live in Rocky Point. Numbers are typical (middle) values.