States › Florida › St. Augustine

Is St. Augustine, FL expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7371% lower than U.S. average
💵 Families earn per year (2026)$84,286about $7,024/month · 3% lower than U.S. average
🔑 House price$439,80032% higher than U.S. average

Rent is higher than in 54% of U.S. cities. A typical house costs about 5.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $69,480 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 143 of 479 cities from cheapest to most expensive.

St. Augustine
$1,737
Lockhart
$1,948
Forest City
$2,130
Wimauma
$1,456
West Park
$2,850
Fruitville
$2,144
Myrtle Grove
$1,851

How much do households earn in St. Augustine?

Under $25k
15.1%
$25k–50k
20.8%
$50k–100k
27.5%
$100k–150k
16.6%
$150k+
13.8%

Share of households by yearly income. 30.4% of households earn $100,000 or more.

Rent by apartment size in St. Augustine

SizeSt. AugustineU.S. average
Studio$1,584$1,338
1 bedroom$1,456$1,324
2 bedrooms$1,777$1,509
3 bedrooms$2,109$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Augustine overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Augustine, so the Florida figure is shown.

Taxes and bills in St. Augustine

🏛️ Property tax$2,822a year · 0.64% of home value · U.S. $3,119
⚡ Electric bill$131a month (typical) · U.S. $156

Life in St. Augustine

Commute to work20.1 minU.S.: 26.4 min
College degree44.6%U.S.: 35.7%
Own their home63%U.S.: 65.2%
Below poverty line14.1%U.S.: 12.5%
Unemployment3.8%U.S.: 5.2%

Is it cheaper to rent or buy in St. Augustine?

Renting is cheaper right now: about $1,315 a month less.

Renting
$1,737
Owning
$3,052

Owning assumes a typical $439,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,980 for the down payment.

Frequently asked questions

What is the average rent in St. Augustine, FL?

Renting in St. Augustine costs a median of about $1,737 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in St. Augustine?

To keep rent under 30% of income, you need about $69,480 a year, or $33 an hour at a full-time job.

Is St. Augustine cheap or expensive?

St. Augustine is rated OK: rent takes 24.7% of the typical household income of $84,286. It ranks 143rd cheapest of 479 Florida cities we track.

How much are property taxes in St. Augustine?

The median homeowner in St. Augustine pays $2,822 a year in property taxes, about 0.64% of the median home value.

Is St. Augustine more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Augustine?

The median home value in St. Augustine is $439,800, about 5.2 times the typical yearly household income.

15,351 people live in St. Augustine. Numbers are typical (middle) values.