States › Florida › Lockhart

Is Lockhart, FL expensive to live in?

ExpensiveRent takes 31 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,94811% higher than U.S. average
💵 Families earn per year (2026)$75,066about $6,256/month · 14% lower than U.S. average
🔑 House price$264,80020% lower than U.S. average

Rent is higher than in 66% of U.S. cities. A typical house costs about 3.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $77,920 a year. That is $37 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 230 of 479 cities from cheapest to most expensive.

Lockhart
$1,948
$1,456
$2,850

How much do households earn in Lockhart?

Under $25k
12.2%
$25k–50k
24.4%
$50k–100k
41.2%
$100k–150k
10.2%
$150k+
3.9%

Share of households by yearly income. 14.1% of households earn $100,000 or more.

Rent by apartment size in Lockhart

SizeLockhartU.S. average
1 bedroom$1,587$1,324
2 bedrooms$1,387$1,509
3 bedrooms$2,154$1,698
4 bedrooms$2,208$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Lockhart overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lockhart, so the Florida figure is shown.

Taxes and bills in Lockhart

🏛️ Property tax$1,630a year · 0.62% of home value · U.S. $3,119
⚡ Electric bill$196a month (typical) · U.S. $156

Life in Lockhart

Commute to work29 minU.S.: 26.4 min
College degree28.2%U.S.: 35.7%
Own their home65.1%U.S.: 65.2%
Below poverty line17.9%U.S.: 12.5%
Unemployment9.2%U.S.: 5.2%

Is it cheaper to rent or buy in Lockhart?

Buying is cheaper month to month: about $111 a month less than renting.

Renting
$1,948
Owning
$1,837

Owning assumes a typical $264,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $26,480 for the down payment.

Frequently asked questions

What is the average rent in Lockhart, FL?

Renting in Lockhart costs a median of about $1,948 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Lockhart?

To keep rent under 30% of income, you need about $77,920 a year, or $37 an hour at a full-time job.

Is Lockhart cheap or expensive?

Lockhart is rated Expensive: rent takes 31.1% of the typical household income of $75,066. It ranks 230th cheapest of 479 Florida cities we track.

How much are property taxes in Lockhart?

The median homeowner in Lockhart pays $1,630 a year in property taxes, about 0.62% of the median home value.

Is Lockhart more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lockhart?

The median home value in Lockhart is $264,800, about 3.5 times the typical yearly household income.

15,371 people live in Lockhart. Numbers are typical (middle) values.