States › Kentucky › Shively

Is Shively, KY expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,07938% lower than U.S. average
💵 Families earn per year (2026)$54,163about $4,514/month · 38% lower than U.S. average
🔑 House price$154,70054% lower than U.S. average

Rent is lower than in 83% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $43,160 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

Yes. Rent here is cheaper than in most of Kentucky. It is number 32 of 87 cities from cheapest to most expensive.

Shively
$1,079
$1,019
$1,613

How much do households earn in Shively?

Under $25k
24.1%
$25k–50k
30.5%
$50k–100k
26.6%
$100k–150k
10.8%
$150k+
3.0%

Share of households by yearly income. 13.8% of households earn $100,000 or more.

Rent by apartment size in Shively

SizeShivelyU.S. average
1 bedroom$727$1,324
2 bedrooms$1,035$1,509
3 bedrooms$1,395$1,698
4 bedrooms$1,633$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Shively overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Shively, so the Kentucky figure is shown.

Taxes and bills in Shively

🏛️ Property tax$1,262a year · 0.82% of home value · U.S. $3,119
⚡ Electric bill$160a month (typical) · U.S. $156

Life in Shively

Commute to work25.7 minU.S.: 26.4 min
College degree13.9%U.S.: 35.7%
Own their home61.8%U.S.: 65.2%
Below poverty line14.7%U.S.: 12.5%
Unemployment6.9%U.S.: 5.2%

Is it cheaper to rent or buy in Shively?

About the same. Renting and owning cost within $6 of each other each month.

Renting
$1,079
Owning
$1,073

Owning assumes a typical $154,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,470 for the down payment.

Frequently asked questions

What is the average rent in Shively, KY?

Renting in Shively costs a median of about $1,079 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Shively?

To keep rent under 30% of income, you need about $43,160 a year, or $21 an hour at a full-time job.

Is Shively cheap or expensive?

Shively is rated OK: rent takes 23.9% of the typical household income of $54,163. It ranks 32nd cheapest of 87 Kentucky cities we track.

How much are property taxes in Shively?

The median homeowner in Shively pays $1,262 a year in property taxes, about 0.82% of the median home value.

Is Shively more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Shively?

The median home value in Shively is $154,700, about 2.9 times the typical yearly household income.

15,638 people live in Shively. Numbers are typical (middle) values.