States › Kentucky › Shepherdsville

Is Shepherdsville, KY expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,14335% lower than U.S. average
💵 Families earn per year (2026)$77,087about $6,424/month · 11% lower than U.S. average
🔑 House price$222,10033% lower than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $45,720 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

Yes. Rent here is cheaper than in most of Kentucky. It is number 41 of 87 cities from cheapest to most expensive.

Shepherdsville
$1,143
Newport
$1,613
Glasgow
$814
Bardstown
$1,161
Shively
$1,079
Berea
$1,019
Fort Thomas
$1,218

How much do households earn in Shepherdsville?

Under $25k
15.0%
$25k–50k
19.6%
$50k–100k
37.6%
$100k–150k
16.3%
$150k+
4.0%

Share of households by yearly income. 20.3% of households earn $100,000 or more.

Rent by apartment size in Shepherdsville

SizeShepherdsvilleU.S. average
Studio$827$1,338
1 bedroom$805$1,324
2 bedrooms$990$1,509
3 bedrooms$1,192$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Shepherdsville overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Shepherdsville, so the Kentucky figure is shown.

Taxes and bills in Shepherdsville

🏛️ Property tax$1,825a year · 0.82% of home value · U.S. $3,119
⚡ Electric bill$159a month (typical) · U.S. $156

Life in Shepherdsville

Commute to work23.5 minU.S.: 26.4 min
College degree16.8%U.S.: 35.7%
Own their home74.2%U.S.: 65.2%
Below poverty line21.5%U.S.: 12.5%
Unemployment4.2%U.S.: 5.2%

Is it cheaper to rent or buy in Shepherdsville?

Renting is cheaper right now: about $398 a month less.

Renting
$1,143
Owning
$1,541

Owning assumes a typical $222,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,210 for the down payment.

Frequently asked questions

What is the average rent in Shepherdsville, KY?

Renting in Shepherdsville costs a median of about $1,143 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Shepherdsville?

To keep rent under 30% of income, you need about $45,720 a year, or $22 an hour at a full-time job.

Is Shepherdsville cheap or expensive?

Shepherdsville is rated Cheap: rent takes 17.8% of the typical household income of $77,087. It ranks 41st cheapest of 87 Kentucky cities we track.

How much are property taxes in Shepherdsville?

The median homeowner in Shepherdsville pays $1,825 a year in property taxes, about 0.82% of the median home value.

Is Shepherdsville more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Shepherdsville?

The median home value in Shepherdsville is $222,100, about 2.9 times the typical yearly household income.

14,533 people live in Shepherdsville. Numbers are typical (middle) values.