States › Alabama › Semmes

Is Semmes, AL expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,11237% lower than U.S. average
💵 Families earn per year (2026)$71,631about $5,969/month · 18% lower than U.S. average
🔑 House price$215,60035% lower than U.S. average

Rent is lower than in 81% of U.S. cities. A typical house costs about 3.0 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $44,480 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 52 of 120 cities from cheapest to most expensive.

Semmes
$1,112
Rainsville
$546
Smiths Station
$1,065
Attalla
$782
Monroeville
$607
Highland Lakes
$1,264
Margaret
$1,175

How much do households earn in Semmes?

Under $25k
23.8%
$25k–50k
16.8%
$50k–100k
32.4%
$100k–150k
17.8%
$150k+
7.3%

Share of households by yearly income. 25.2% of households earn $100,000 or more.

Rent by apartment size in Semmes

SizeSemmesU.S. average
1 bedroom$686$1,324
2 bedrooms$886$1,509
3 bedrooms$1,309$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Semmes overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Semmes, so the Alabama figure is shown.

Taxes and bills in Semmes

🏛️ Property tax$845a year · 0.39% of home value · U.S. $3,119
⚡ Electric bill$208a month (typical) · U.S. $156

Life in Semmes

Commute to work23.9 minU.S.: 26.4 min
College degree18%U.S.: 35.7%
Own their home69.9%U.S.: 65.2%
Below poverty line22.5%U.S.: 12.5%
Unemployment6.8%U.S.: 5.2%

Is it cheaper to rent or buy in Semmes?

Renting is cheaper right now: about $384 a month less.

Renting
$1,112
Owning
$1,496

Owning assumes a typical $215,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,560 for the down payment.

Frequently asked questions

What is the average rent in Semmes, AL?

Renting in Semmes costs a median of about $1,112 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Semmes?

To keep rent under 30% of income, you need about $44,480 a year, or $21 an hour at a full-time job.

Is Semmes cheap or expensive?

Semmes is rated Cheap: rent takes 18.6% of the typical household income of $71,631. It ranks 52nd cheapest of 120 Alabama cities we track.

How much are property taxes in Semmes?

The median homeowner in Semmes pays $845 a year in property taxes, about 0.39% of the median home value.

Is Semmes more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Semmes?

The median home value in Semmes is $215,600, about 3.0 times the typical yearly household income.

5,626 people live in Semmes. Numbers are typical (middle) values.