States › Alabama › Rainsville

Is Rainsville, AL expensive to live in?

CheapRent takes 8 cents of every $1 people earn here.
🏠 Rent per month (2026)$54669% lower than U.S. average
💵 Families earn per year (2026)$79,859about $6,655/month · 8% lower than U.S. average
🔑 House price$230,40031% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.3 minutes. Most homes (89.3%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $21,840 a year. That is $11 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 4 of 120 cities from cheapest to most expensive.

Rainsville
$546
Attalla
$782
Semmes
$1,112
Monroeville
$607
Highland Lakes
$1,264
Margaret
$1,175
Smiths Station
$1,065

How much do households earn in Rainsville?

Under $25k
11.4%
$25k–50k
24.9%
$50k–100k
46.5%
$100k–150k
8.2%
$150k+
4.3%

Share of households by yearly income. 12.5% of households earn $100,000 or more.

Rent by apartment size in Rainsville

SizeRainsvilleU.S. average
1 bedroom$571$1,324
2 bedrooms$495$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Rainsville overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Rainsville, so the Alabama figure is shown.

Taxes and bills in Rainsville

🏛️ Property tax$683a year · 0.30% of home value · U.S. $3,119
⚡ Electric bill$202a month (typical) · U.S. $156

Life in Rainsville

Commute to work19.3 minU.S.: 26.4 min
College degree28.6%U.S.: 35.7%
Own their home89.3%U.S.: 65.2%
Below poverty line7%U.S.: 12.5%
Unemployment1%U.S.: 5.2%

Is it cheaper to rent or buy in Rainsville?

Renting is cheaper right now: about $1,053 a month less.

Renting
$546
Owning
$1,599

Owning assumes a typical $230,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,040 for the down payment.

Frequently asked questions

What is the average rent in Rainsville, AL?

Renting in Rainsville costs a median of about $546 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Rainsville?

To keep rent under 30% of income, you need about $21,840 a year, or $11 an hour at a full-time job.

Is Rainsville cheap or expensive?

Rainsville is rated Cheap: rent takes 8.2% of the typical household income of $79,859. It ranks 4th cheapest of 120 Alabama cities we track.

How much are property taxes in Rainsville?

The median homeowner in Rainsville pays $683 a year in property taxes, about 0.30% of the median home value.

Is Rainsville more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Rainsville?

The median home value in Rainsville is $230,400, about 2.9 times the typical yearly household income.

5,702 people live in Rainsville. Numbers are typical (middle) values.